Consumer Portfolio Services, Inc.
Consumer Portfolio Services, Inc. (Nasdaq: CPSS) is a specialty finance company that purchases and services retail automobile contracts, primarily from franchised dealers and also from select independent dealers in the United States. It provides indirect financing for customers with limited credit histories or past… From the company’s description.
Over the twelve months to Sep 30, 2026, Consumer Portfolio Services, Inc. reported revenue of $475.04M, up 10.4% from a year earlier, and net income of $23.71M. Its pre-tax margin was 7.2%. In fiscal 2025, it reported revenue of $434.47M, up 10.4% from fiscal 2024, and net income of $19.32M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Consumer Portfolio Services, Inc. does
In the company’s own words
Consumer Portfolio Services, Inc. (Nasdaq: CPSS) is a specialty finance company that purchases and services retail automobile contracts, primarily from franchised dealers and also from select independent dealers in the United States. It provides indirect financing for customers with limited credit histories or past credit problems who may not qualify for traditional auto financing. Its contracts finance new and used cars, light trucks and passenger vans, with used vehicles representing about 90% of 2025 originations. The company also services contracts for third parties and began offering direct automobile-refinance loans in December 2025; it continues to service legacy direct loans. The company operates as one specialty-finance business, acquiring contracts, servicing and collecting payments, and generally financing its portfolio through asset-backed securitizations. It received 3.3 million credit applications in 2025 and had an outstanding managed portfolio of approximately $3.9 billion at year-end. Founded in 1991, it has purchased about $24.7 billion of automobile contracts since inception. Its website is www.consumerportfolio.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Finance Services
- Headquarters
- LAS VEGAS, NV
- Fiscal year end
- December
- CIK
- 889609
- SIC
- 6199
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Consumer Portfolio Services, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Consumer Portfolio Services, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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