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Companies / Financials / Customers Bancorp, Inc.
CUBB

Customers Bancorp, Inc.

FinancialsBanks & Brokers
Ticker CUBBWEST READING, PAFiscal year ends DecemberBook value per share $62.82Diluted shares 35.1M

Customers Bancorp, Inc. (NYSE: CUBI) operates as a bank holding company through its wholly owned subsidiary, Customers Bank, providing comprehensive banking products and financial services to commercial and consumer customers across multiple regions. The company's website is www.customersbank.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$818.31M
+14.5% year over year
Last 12 mo $922.12M
0.00%
$224.09M
+23.5% year over year
Last 12 mo $291.45M
10.59%
+0.7 percentage points
Last 12 mo 13.21%
Cash & financing
$494.76M
+241.1% year over year
Last 12 mo $380.86M
$481.02M
+235.1% year over year
Last 12 mo $366.59M
10.00
Was 10.41× a year earlier
Last 12 mo 0.12
33.4M
+2.2% year over year
Last 12 mo 35.1M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Customers Bancorp, Inc. does

In the company’s own words

Customers Bancorp, Inc. (NYSE: CUBI) operates as a bank holding company through its wholly owned subsidiary, Customers Bank, providing comprehensive banking products and financial services to commercial and consumer customers across multiple regions. The company's website is www.customersbank.com.

As of December 31, 2025, Customers maintains total assets of $24.9 billion, total loans and leases of $16.6 billion, total deposits of $20.8 billion, and shareholders' equity of $2.1 billion. The company operates as a single reportable segment, serving customers through branches and limited production offices in Berks County and Southeastern Pennsylvania, New York, New Jersey, Massachusetts, Rhode Island, New Hampshire, California, and Nevada, with additional national reach through specialized lending and digital banking platforms.

Customers' lending activities encompass commercial and consumer segments. Commercial lending includes small and middle market business banking, specialized banking, multifamily and commercial real estate lending, mortgage finance, SBA lending, and commercial equipment financing. The company's specialized lending verticals include fund finance, real estate specialty finance, technology and venture capital banking, healthcare, and financial institutions group. Consumer lending comprises residential mortgages, home equity loans, and installment loans originated directly or through fintech partnerships. As of December 31, 2025, commercial loans represent approximately 91.5 percent of the total loan portfolio, while consumer loans comprise 8.5 percent.

Deposit products include checking accounts, savings accounts, money market deposit accounts, time deposits, and specialized deposit products such as health savings accounts and Section 1031 exchange deposits. The company operates a proprietary B2B instant payments platform called cubiX, which provides API-based payments functionality to institutional and commercial clients.

The company employs 869 team members as of December 31, 2025, with 47 percent women and 27 percent from Black, Indigenous and People of Color backgrounds. Customers differentiates itself through advanced technology capabilities, a single-point-of-contact business strategy, conservative underwriting standards, and a branch-light operating model designed to reduce overhead costs while maintaining service quality. The company pursues growth through organic core loan and deposit expansion and opportunistic acquisitions.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
WEST READING, PA
Fiscal year end
December
CIK
1488813
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-92.21M$184.42M$461.06M$737.70M$1.01B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Customers Bancorp, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

336
funds hold it
0 of 35
superinvestors hold it
$1.28B
held by funds, at market
48.7%
of shares held by funds
2
bond issues held by funds

Largest fund holders · Customers Bancorp, Inc.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.13%of fund net assets
Hood River Small-Cap Growth Fund
HRSMX · Manager Directed Portfolios
1.23%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.26%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.08%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Customers Bancorp, Inc.’s bonds, as funds hold them

Funds report holding 2 issues of Customers Bancorp, Inc.’s debt, $10.50M at market value — what funds hold, not the company’s total debt.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Customers Bancorp, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Customers Bancorp, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Customers Bancorp, Inc.'s last four quarterly filings that the numbers alone won't show?”
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