Dave Inc.
Dave Inc. (Nasdaq: DAVE) operates a mobile-first financial services platform for consumers, particularly people underserved by traditional financial institutions. Its flagship ExtraCash product provides up to $500 in short-term credit through partner-bank overdrafts, with eligibility assessed using its CashAI… From the company’s description.
In fiscal 2025, Dave Inc. reported revenue of $554.18M, up 59.7% from fiscal 2024, and net income of $195.87M. Its pre-tax margin was 33.7%. Over the twelve months to Jun 30, 2026, revenue was $643.65M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Dave Inc. does
In the company’s own words
Dave Inc. (Nasdaq: DAVE) operates a mobile-first financial services platform for consumers, particularly people underserved by traditional financial institutions. Its flagship ExtraCash product provides up to $500 in short-term credit through partner-bank overdrafts, with eligibility assessed using its CashAI underwriting system. Dave Checking is a fee-free digital deposit account with an associated Dave-branded debit card, while personal financial management tools include budgeting, savings goals and a job portal for flexible work. Dave earns revenue from ExtraCash fees, checking-related interchange and other income, and membership subscriptions. The company serves millions of Members; since its 2017 founding, more than 19 million people have signed up for its app and more than 14 million have used at least one product. Dave had approximately 280 full-time employees as of December 31, 2025. It offers its banking and overdraft products through FDIC-insured bank partners and operates its services through a digital platform.
Company details
- Sector
- Financials
- Industry (SIC)
- Finance Services
- Headquarters
- LOS ANGELES, CA
- Fiscal year end
- December
- CIK
- 1841408
- SIC
- 6199
Financial performance, year by year
Fiscal 2022–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Dave Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Dave Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Dave Inc.’s bonds, as funds hold them
Funds report holding 1 issues of Dave Inc.’s debt, $80.42M at market value — what funds hold, not the company’s total debt.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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