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Companies / Financials / Eagle Bancorp Montana, Inc.
EBMT

Eagle Bancorp Montana, Inc.

FinancialsBanks & Brokers
Ticker EBMTHELENA, MTFiscal year ends DecemberBook value per share $25.13Diluted shares 7.9M

Eagle Bancorp Montana, Inc. (NASDAQ: EABK) operates as a bank holding company headquartered in Helena, Montana, with its principal subsidiary being Opportunity Bank of Montana. The company's website is www.opportunitybank.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$91.57M
+12.8% year over year
Last 12 mo $95.44M
20.63%
+6.6 percentage points
Last 12 mo 21.95%
$14.84M
+51.7% year over year
Last 12 mo $16.06M
7.73%
+2.1 percentage points
Last 12 mo 8.13%
Cash & financing
$33.13M
+16.1% year over year
Last 12 mo $22.70M
$28.35M
+96.0% year over year
Last 12 mo $18.72M
9.72
Was 10.76× a year earlier
Last 12 mo 0.49
7.8M
−0.6% year over year
Last 12 mo 7.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Eagle Bancorp Montana, Inc. does

In the company’s own words

Eagle Bancorp Montana, Inc. (NASDAQ: EABK) operates as a bank holding company headquartered in Helena, Montana, with its principal subsidiary being Opportunity Bank of Montana. The company's website is www.opportunitybank.com.

Opportunity Bank of Montana, founded in 1922 as a building and loan association, converted to a Montana-chartered commercial bank in 2014 and became a member of the Federal Reserve System. The bank operates 30 full-service branches and 32 automated teller machines across Montana, with administrative offices in Helena. The institution provides comprehensive loan and deposit services to small businesses and individuals throughout the state.

The bank maintains a diversified lending portfolio focused on residential mortgage loans, commercial real estate loans, commercial business loans, agricultural loans, and home equity products. As of December 31, 2025, commercial real estate and commercial business loans represented approximately 79.18 percent of total loans. Residential 1-4 family mortgage loans comprised 9.78 percent of the portfolio, while agricultural production and commercial business loans each represented significant portions. The bank originates residential loans both for portfolio retention and for sale in the secondary market with servicing retained, generating substantial noninterest income from mortgage servicing fees.

Eagle Bancorp has pursued a growth strategy through strategic acquisitions, including the acquisition of First Community Bancorp in April 2022, which added nine retail branches and two loan production offices. Prior acquisitions included Western Holding Company of Wolf Point in January 2020, Big Muddy Bancorp in January 2019, and TwinCo in January 2018, expanding the company's market presence across Montana.

The company employs 355 full-time employees and 30 part-time employees as of December 31, 2025. Nearly all employees participate in an employee stock ownership plan, aligning employee and shareholder interests. The bank serves predominantly Montana residents across diverse economic sectors including agriculture, construction, energy production, forestry, healthcare, manufacturing, mining, and tourism. Montana's largest cities including Billings, Missoula, Great Falls, and Bozeman represent key market areas for the institution's operations.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
HELENA, MT
Fiscal year end
December
CIK
1478454
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-9.54M$19.09M$47.72M$76.35M$104.98M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Eagle Bancorp Montana, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

121
funds hold it
0 of 35
superinvestors hold it
$43.01M
held by funds, at market
23.3%
of shares held by funds

Largest fund holders · Eagle Bancorp Montana, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
0.54%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Eagle Bancorp Montana, Inc. and its peers compare on margins and cash generation over ten years?”
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