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Companies / Financials / Eagle Bancorp Montana, Inc.
EBMT

Eagle Bancorp Montana, Inc.

FinancialsBanks & Brokers
Ticker EBMTHELENA, MTFiscal year ends DecemberBook value per share $24.44Diluted shares 7.9M

Eagle Bancorp Montana, Inc. (Nasdaq: EBMT) is a bank holding company whose wholly owned subsidiary, Opportunity Bank of Montana, provides retail and commercial banking to individuals and small businesses, primarily in Montana. The bank offers checking, savings, money market and certificate of deposit accounts,… From the company’s description.

Over the twelve months to Sep 30, 2026, Eagle Bancorp Montana, Inc. reported revenue of $97.12M, up 9.6% from a year earlier, and net income of $15.44M. Its pre-tax margin was 20.4%. In fiscal 2025, it reported revenue of $91.57M, up 12.8% from fiscal 2024, and net income of $14.84M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$91.57MFY2025
+12.8% year over year
Last 12 mo $97.12M
20.63%FY2025
+6.6 percentage points
Last 12 mo 20.43%
$14.84MFY2025
+51.7% year over year
Last 12 mo $15.44M
7.73%FY2025
+2.1 percentage points
Last 12 mo 8.04%
Cash & financing
$33.13MFY2025
+16.1% year over year
Last 12 mo $24.13M
$28.35MFY2025
+96.0% year over year
Last 12 mo $21.10M
9.72FY2025
Was 10.76× a year earlier
Last 12 mo 10.64
7.8MFY2025
−0.4% year over year
Last 12 mo 7.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Eagle Bancorp Montana, Inc. does

In the company’s own words

Eagle Bancorp Montana, Inc. (Nasdaq: EBMT) is a bank holding company whose wholly owned subsidiary, Opportunity Bank of Montana, provides retail and commercial banking to individuals and small businesses, primarily in Montana. The bank offers checking, savings, money market and certificate of deposit accounts, alongside residential mortgage, commercial real estate, home equity, consumer, commercial business and agricultural loans. It also sells many fixed-rate residential mortgages on the secondary market while retaining servicing. The company operates through its banking subsidiary rather than reporting multiple business segments. As of December 31, 2025, the bank has 30 full-service branches and 32 ATMs; the company has 355 full-time and 30 part-time employees. Opportunity Bank traces its history to a Montana building and loan association founded in 1922 and expanded through acquisitions, including First Community Bancorp in 2022, which added nine branches and two loan production offices. Its website is www.opportunitybank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
HELENA, MT
Fiscal year end
December
CIK
1478454
SIC
6022

Financial performance, year by year

Fiscal 2012–2025 · USD
$-9.71M$19.42M$48.56M$77.69M$106.83M201220132014201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Eagle Bancorp Montana, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

121
funds hold it
0 of 35
superinvestors hold it
$43.01M
held by funds, at market
23.3%
of shares held by funds

Largest fund holders · Eagle Bancorp Montana, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
—of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Eagle Bancorp Montana, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Eagle Bancorp Montana, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
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