10x Insights
Loading account…
Companies / Financials / Eastern Bankshares, Inc.
EBC

Eastern Bankshares, Inc.

FinancialsBanks & Brokers
Ticker EBCBOSTON, MAFiscal year ends DecemberBook value per share $19.35Diluted shares 221.4M

Eastern Bankshares, Inc. (Nasdaq: EBC) is a bank holding company whose wholly owned subsidiary, Eastern Bank, provides banking, trust and investment services to retail, commercial and small business customers. Its offerings include deposit accounts, commercial and consumer lending, wealth management, fiduciary… From the company’s description.

In fiscal 2025, Eastern Bankshares, Inc. reported revenue of $722.65M, down 1.2% from fiscal 2024, and net income of $88.22M. Its pre-tax margin was 13.8%. Over the twelve months to Jun 30, 2026, revenue was $1.12B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$722.65MFY2025
−1.2% year over year
Last 12 mo $1.12B
13.77%FY2025
−7.5 percentage points
Last 12 mo 35.79%
$88.22MFY2025
−26.2% year over year
Last 12 mo $376.13M
2.03%FY2025
−1.3 percentage points
Last 12 mo 8.78%
Cash & financing
$432.42MFY2025
+52.3% year over year
Last 12 mo $406.35M
$412.99MFY2025
+52.8% year over year
Last 12 mo $385.40M
5.92FY2025
Was 5.92× a year earlier
Last 12 mo 0.09
204.3MFY2025
+12.2% year over year
Last 12 mo 221.4M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Eastern Bankshares, Inc. does

In the company’s own words

Eastern Bankshares, Inc. (Nasdaq: EBC) is a bank holding company whose wholly owned subsidiary, Eastern Bank, provides banking, trust and investment services to retail, commercial and small business customers. Its offerings include deposit accounts, commercial and consumer lending, wealth management, fiduciary services, and cash management services for corporate, institutional and municipal clients. The company operates primarily in eastern, central and southern Massachusetts, southern New Hampshire and Rhode Island. Its lending spans commercial and industrial, commercial real estate, construction, small business, residential mortgage and home equity products. Through Cambridge Trust Wealth Management, it serves individuals, trusts, businesses, retirement plans and charitable organizations with investment management, financial planning and trust services. At December 31, 2025, the company had $30.6 billion in consolidated assets and $25.5 billion in deposits; its wealth management division held $10.1 billion in customer assets in fiduciary, custodial or agency capacity. Eastern Bank was founded in 1818, and the company was formed in 2020; its 2025 merger with HarborOne expanded its presence in Rhode Island and Greater Boston. Its website is www.easternbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
BOSTON, MA
Fiscal year end
December
CIK
1810546
SIC
6035

Financial performance, year by year

Fiscal 2020–2025 · USD
$-181.23M$174.39M$530.02M$885.64M$1.24B202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Eastern Bankshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

290
funds hold it
0 of 35
superinvestors hold it
$2.13B
held by funds, at market
43.5%
of shares held by funds

Largest fund holders · Eastern Bankshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.14%of fund net assets
iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.10%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.06%of fund net assets
Strategic Advisers Fidelity U.S. Total Stock Fund
FCTDX · Fidelity Rutland Square Trust II
0.04%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Eastern Bankshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Eastern Bankshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Eastern Bankshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.