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Companies / Financials / Eastern Bankshares, Inc.
EBC

Eastern Bankshares, Inc.

FinancialsBanks & Brokers
Ticker EBCBOSTON, MAFiscal year ends DecemberBook value per share $19.35Diluted shares 221.4M

Eastern Bankshares, Inc. operates as a bank holding company headquartered in Boston, Massachusetts, with its sole subsidiary being Eastern Bank, a Massachusetts-chartered bank founded in 1818. The company provides comprehensive banking and financial services through its primary operating division, Eastern Bank, which… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$722.65MFY2025
−1.2% year over year
Last 12 mo $1.12B
13.77%FY2025
−7.5 percentage points
Last 12 mo 35.79%
$88.22MFY2025
−26.2% year over year
Last 12 mo $376.13M
2.03%FY2025
−1.3 percentage points
Last 12 mo 8.78%
Cash & financing
$432.42MFY2025
+52.3% year over year
Last 12 mo $406.35M
$412.99MFY2025
+52.8% year over year
Last 12 mo $385.40M
5.92FY2025
Was 5.92× a year earlier
Last 12 mo 0.09
204.3MFY2025
+12.2% year over year
Last 12 mo 221.4M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Eastern Bankshares, Inc. does

In the company’s own words

Eastern Bankshares, Inc. operates as a bank holding company headquartered in Boston, Massachusetts, with its sole subsidiary being Eastern Bank, a Massachusetts-chartered bank founded in 1818. The company provides comprehensive banking and financial services through its primary operating division, Eastern Bank, which serves retail, commercial, and small business customers across the greater Boston area, southern New Hampshire, and Rhode Island. As of December 31, 2025, Eastern Bankshares maintains total consolidated assets of $30.6 billion, total gross loans of $23.6 billion, total deposits of $25.5 billion, and total shareholders' equity of $4.3 billion.

The company's core business encompasses lending, deposit services, and wealth management. The loan portfolio is diversified across commercial and industrial loans representing 18.6 percent of total loans, commercial real estate loans at 40.8 percent, commercial construction loans at 2.4 percent, business banking loans at 6.9 percent, residential real estate loans at 22.7 percent, home equity loans at 7.6 percent, and other consumer loans at 1.0 percent. Eastern Bank maintains approximately 12,000 commercial relationships and operates through a traditional branch banking network supplemented by digital banking capabilities. The company's securities portfolio totaled $4.4 billion as of year-end 2025.

Cambridge Trust Wealth Management, a division of Eastern Bank, provides wealth management and trust services, holding $10.1 billion in assets in a fiduciary, custodial, or agency capacity. This division generated $69.9 million in revenue during 2025. Eastern Bank is a preferred lender under the U.S. Small Business Administration's Preferred Lender Program and has been distinguished as the highest producer of SBA 7(a) loans in Massachusetts since 2009.

The company has pursued strategic growth through acquisitions, most recently completing the merger with HarborOne Bancorp on November 1, 2025, which expanded its customer base in Rhode Island and deepened its presence in the greater Boston area. Eastern Bankshares operates as an accelerated filer with the Securities and Exchange Commission and maintains membership in the Federal Home Loan Bank of Boston, providing access to wholesale funding and liquidity management tools.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
BOSTON, MA
Fiscal year end
December
CIK
1810546
SIC
6035

Financial performance, year by year

Fiscal 2020–2025 · USD
$-181.23M$174.39M$530.02M$885.64M$1.24B202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Eastern Bankshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

290
funds hold it
0 of 35
superinvestors hold it
$2.13B
held by funds, at market
43.5%
of shares held by funds

Largest fund holders · Eastern Bankshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.14%of fund net assets
iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.10%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.06%of fund net assets
Strategic Advisers Fidelity U.S. Total Stock Fund
FCTDX · Fidelity Rutland Square Trust II
0.04%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

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