Enact Holdings, Inc.
Enact Holdings, Inc. (Nasdaq: ACT) provides private mortgage insurance and related services in the United States housing finance market. Its insurance covers part of the unpaid principal balance on low down payment residential mortgages, protecting lenders and investors against certain losses and helping loans reach… From the company’s description.
Over the twelve months to Sep 30, 2026, Enact Holdings, Inc. reported revenue of $1.25B, up 2.5% from a year earlier, and net income of $678.68M. Its operating margin was 73.8%, and operations generated $712.74M in cash. In fiscal 2025, it reported revenue of $1.24B, up 2.8% from fiscal 2024, and net income of $674.24M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Enact Holdings, Inc. does
In the company’s own words
Enact Holdings, Inc. (Nasdaq: ACT) provides private mortgage insurance and related services in the United States housing finance market. Its insurance covers part of the unpaid principal balance on low down payment residential mortgages, protecting lenders and investors against certain losses and helping loans reach the secondary market, including Fannie Mae and Freddie Mac. Customers are mortgage originators, including banks, non-bank lenders, mortgage bankers, and credit unions; the company provided new coverage to approximately 1,600 customers in 2025. Its primary product is individual-loan mortgage insurance, supplemented by pool insurance, fee-based contract underwriting, and mortgage and credit-related insurance and reinsurance. Enact operates mainly through Enact Mortgage Insurance Corporation, with its Bermuda subsidiary Enact Re providing reinsurance; it also has an immaterial run-off block tied to properties in Mexico. The company has operated since 1981 and was a wholly owned Genworth Financial subsidiary before its 2021 minority IPO. In 2025, it reported $51.5 billion of new insurance written and had 419 full-time employees at year-end. Its website is https://www.enactmi.com/.
Company details
- Sector
- Financials
- Industry (SIC)
- Insurance
- Headquarters
- RALEIGH, NC
- Fiscal year end
- December
- CIK
- 1823529
- SIC
- 6411
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Enact Holdings, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Enact Holdings, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Enact Holdings, Inc.’s bonds, as funds hold them
Funds report holding 1 issues of Enact Holdings, Inc.’s debt, $197.38M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 6.25%, maturing 2029 to 2029.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Enact Holdings, Inc. and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Enact Holdings, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Enact Holdings, Inc.'s last four quarterly filings that the numbers alone won't show?”