Enova International, Inc.
Enova International, Inc. (NYSE: ENVA) provides online financial services to consumers and small businesses, including borrowers with bank accounts who have limited access to traditional credit. Its products include consumer and small-business installment loans and lines of credit, offered directly or through bank… From the company’s description.
In fiscal 2025, Enova International, Inc. reported revenue of $3.15B, up 18.6% from fiscal 2024, and net income of $308.39M. Its pre-tax margin was 23.5%. Over the twelve months to Sep 30, 2026, revenue was $3.65B.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Enova International, Inc. does
In the company’s own words
Enova International, Inc. (NYSE: ENVA) provides online financial services to consumers and small businesses, including borrowers with bank accounts who have limited access to traditional credit. Its products include consumer and small-business installment loans and lines of credit, offered directly or through bank partnerships, as well as consumer loans arranged and guaranteed through its Texas credit services program. Through Pangea, it also offers U.S.-to-international money transfers. Enova has one reportable segment covering its online financial services. Its financing brands include CashNetUSA, NetCredit, OnDeck, Headway Capital and Simplic; Pangea is its money transfer brand. The company began online operations in 2004, acquired OnDeck in 2020 to expand small-business lending, and acquired Pangea in 2021. In 2025, it extended approximately $7.8 billion in credit or financing and generated $3.15 billion in revenue; the United States accounted for 97.5% of revenue and Brazil 2.4%. Its website is www.enova.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- CHICAGO, IL
- Fiscal year end
- December
- CIK
- 1529864
- SIC
- 6141
Financial performance, year by year
Fiscal 2014–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Enova International, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Enova International, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Enova International, Inc.’s bonds, as funds hold them
Funds report holding 2 issues of Enova International, Inc.’s debt, $322.19M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 10.09%, maturing 2028 to 2029.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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