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Companies / Financials / Enterprise Financial Services Corp
EFSC

Enterprise Financial Services Corp

FinancialsBanks & Brokers
Ticker EFSCCLAYTON, MOFiscal year ends DecemberBook value per share $52.20Diluted shares 36.7M

Enterprise Financial Services Corp (Nasdaq: EFSC) is a financial holding company whose subsidiary, Enterprise Bank & Trust, provides business and personal banking and wealth management services. Its customers include privately held businesses, business owners, professionals, associated families, and individuals,… From the company’s description.

Over the twelve months to Sep 30, 2026, Enterprise Financial Services Corp reported revenue of $748.84M, up 5.0% from a year earlier, and net income of $187.53M. Its pre-tax margin was 32.0%. In fiscal 2025, it reported revenue of $739.86M, up 16.0% from fiscal 2024, and net income of $201.37M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$739.86MFY2025
+16.0% year over year
Last 12 mo $748.84M
38.35%FY2025
+2.1 percentage points
Last 12 mo 32.05%
$201.37MFY2025
+8.7% year over year
Last 12 mo $187.53M
9.87%FY2025
−0.3 percentage points
Last 12 mo 9.78%
Cash & financing
$193.51MFY2025
−21.8% year over year
Last 12 mo $242.74M
$181.53MFY2025
−24.3% year over year
Last 12 mo $235.44M
7.40FY2025
Was 7.45× a year earlier
Last 12 mo 8.12
37.2MFY2025
−0.9% year over year
Last 12 mo 36.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Enterprise Financial Services Corp does

In the company’s own words

Enterprise Financial Services Corp (Nasdaq: EFSC) is a financial holding company whose subsidiary, Enterprise Bank & Trust, provides business and personal banking and wealth management services. Its customers include privately held businesses, business owners, professionals, associated families, and individuals, primarily in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, as well as borrowers and depositors served through offices elsewhere in the United States. Products include commercial and personal loans, deposit accounts, treasury management, international trade services, fiduciary and investment management, financial advisory services, and client hedging products. Specialized lending includes SBA 7(a), life insurance premium finance, sponsor finance, and tax-credit-related lending; deposit services also target community associations, property managers, legal businesses, and escrow providers. The company operates through Enterprise Bank & Trust and does not describe separate reportable business segments in the available business information. It has more than $10 billion in assets and acquired 12 former First Interstate Bank branches in 2025, expanding its Arizona and Kansas City presence. Its website is www.enterprisebank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
CLAYTON, MO
Fiscal year end
December
CIK
1025835
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-74.88M$149.77M$374.42M$599.07M$823.72M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Enterprise Financial Services Corp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

245
funds hold it
0 of 35
superinvestors hold it
$849.36M
held by funds, at market
38.4%
of shares held by funds

Largest fund holders · Enterprise Financial Services Corp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.08%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
First Trust SMID Cap Rising Dividend Achievers ETF
SDVY · First Trust Exchange-Traded Fund VI
0.45%of fund net assets
Nomura Small Cap Core Fund
DCCAX · Delaware Group Equity Funds V
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Enterprise Financial Services Corp and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Enterprise Financial Services Corp's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Enterprise Financial Services Corp's last four quarterly filings that the numbers alone won't show?”
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