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Companies / Financials / Esquire Financial Holdings, Inc.
ESQ

Esquire Financial Holdings, Inc.

FinancialsBanks & Brokers
Ticker ESQJERICHO, NYFiscal year ends DecemberBook value per share $36.02Diluted shares 8.7M

Esquire Financial Holdings, Inc. (Nasdaq: ESQ) is a financial holding company whose bank subsidiary, Esquire Bank, provides commercial banking and payment processing services. The company serves law firms and the broader legal community nationwide with tailored loans, operating and escrow accounts, cash management and… From the company’s description.

Over the twelve months to Jun 30, 2026, Esquire Financial Holdings, Inc. reported revenue of $159.56M, up 18.6% from a year earlier, and net income of $52.71M. Its pre-tax margin was 43.9%. In fiscal 2025, it reported revenue of $146.56M, up 17.4% from fiscal 2024, and net income of $50.82M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$146.56MFY2025
+17.4% year over year
Last 12 mo $159.56M
44.80%FY2025
−2.7 percentage points
Last 12 mo 43.95%
$50.82MFY2025
+16.4% year over year
Last 12 mo $52.71M
17.55%FY2025
−0.9 percentage points
Last 12 mo 16.80%
Cash & financing
$59.84MFY2025
+41.8% year over year
Last 12 mo $67.57M
$54.26MFY2025
+38.9% year over year
Last 12 mo $64.31M
7.12FY2025
Was 6.93× a year earlier
Last 12 mo 6.95
8.7MFY2025
+2.1% year over year
Last 12 mo 8.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Esquire Financial Holdings, Inc. does

In the company’s own words

Esquire Financial Holdings, Inc. (Nasdaq: ESQ) is a financial holding company whose bank subsidiary, Esquire Bank, provides commercial banking and payment processing services. The company serves law firms and the broader legal community nationwide with tailored loans, operating and escrow accounts, cash management and other banking products; it also serves small businesses nationally through card and ACH payment processing, and commercial and retail customers in the New York and Los Angeles metropolitan areas. Its business centers on litigation-related commercial lending and legal-sector deposits, alongside payment processing and traditional community banking. At December 31, 2025, litigation-related loans totaled $1.18 billion, and its payment platform served 93,000 small businesses; payment processing generated 13.8% of revenue for the year. The company reported $2.37 billion in total assets at December 31, 2025. Esquire Bank operates two branches, in New York and Los Angeles, while its national legal and merchant businesses rely on digital platforms and relationships rather than a traditional branch network. Its website is www.esquirebank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
JERICHO, NY
Fiscal year end
December
CIK
1531031
SIC
6029

Financial performance, year by year

Fiscal 2017–2025 · USD
$-15.96M$31.91M$79.78M$127.65M$175.52M201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Esquire Financial Holdings, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

173
funds hold it
0 of 35
superinvestors hold it
$249.03M
held by funds, at market
17.9%
of shares held by funds

Largest fund holders · Esquire Financial Holdings, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Wasatch Micro Cap Fund
WMICX · WASATCH FUNDS TRUST
—of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.03%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
0.41%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Esquire Financial Holdings, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Esquire Financial Holdings, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
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