Essent Group Ltd.
Essent Group Ltd. (NYSE: ESNT) provides private mortgage insurance and reinsurance, title insurance, and settlement services to mortgage lenders, borrowers, and investors. Its Mortgage Insurance segment insures U.S. residential first-lien mortgages, primarily low-down-payment loans, and offers credit risk management… From the company’s description.
Over the twelve months to Sep 30, 2026, Essent Group Ltd. reported revenue of $1.39B, up 9.6% from a year earlier, and net income of $679.87M. Its operating margin was 61.7%, and operations generated $857.24M in cash. In fiscal 2025, it reported revenue of $1.26B, up 1.5% from fiscal 2024, and net income of $689.97M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Essent Group Ltd. does
In the company’s own words
Essent Group Ltd. (NYSE: ESNT) provides private mortgage insurance and reinsurance, title insurance, and settlement services to mortgage lenders, borrowers, and investors. Its Mortgage Insurance segment insures U.S. residential first-lien mortgages, primarily low-down-payment loans, and offers credit risk management services, including contract underwriting. Its Reinsurance segment reinsures U.S. mortgage risk, including through credit risk transfer transactions, and provides underwriting consulting to third-party reinsurers. Title insurance and settlement services, offered directly and through agents, are included in Corporate and Other. Essent operates through subsidiaries including Essent Guaranty, Essent Re, and Essent Title; its title business expanded through acquisitions in 2023. As of December 31, 2025, the company had approximately $248.4 billion of mortgage insurance in force, and Essent Re covered approximately $2.3 billion of risk. During 2025, it wrote approximately $46.6 billion of new private mortgage insurance. Its website is www.essentgroup.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Insurance
- Headquarters
- HAMILTON, D0
- Fiscal year end
- December
- CIK
- 1448893
- SIC
- 6351
Financial performance, year by year
Fiscal 2014–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Essent Group Ltd. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Essent Group Ltd.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Essent Group Ltd.’s bonds, as funds hold them
Funds report holding 1 issues of Essent Group Ltd.’s debt, $163.95M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 6.25%, maturing 2029 to 2029.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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