EZCORP INC
EZCORP, Inc. (NASDAQ: EZPW) operates as a leading provider of pawn services across the United States and Latin America, serving customers through approximately 1,360 locations with roughly 8,500 team members. The company maintains its website at www.ezcorp.com and conducts its business globally while managing… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What EZCORP INC does
In the company’s own words
EZCORP, Inc. (NASDAQ: EZPW) operates as a leading provider of pawn services across the United States and Latin America, serving customers through approximately 1,360 locations with roughly 8,500 team members. The company maintains its website at www.ezcorp.com and conducts its business globally while managing operations by geographic segment.
The company's core business centers on advancing cash against collateralized tangible personal property at its pawn stores, earning pawn service charges on outstanding loans while also generating revenue from merchandise sales and jewelry scrapping. EZCORP operates under multiple brand names including EZPAWN and Value Pawn & Jewelry in the United States, Empeño Fácil and Cash Apoyo Efectivo in Mexico, and GuatePrenda and MaxiEfectivo in Guatemala, El Salvador, and Honduras. The company's reportable segments include U.S. Pawn with 545 locations, Latin America Pawn with 622 locations in Mexico and 193 locations in Central America, and Other Investments encompassing equity interests in Cash Converters International Limited and Founders One, LLC.
Pawn service charges account for approximately 37 percent of total revenues and 64 percent of gross profit, representing the company's primary earnings driver. The business model emphasizes providing fast, easy access to cash for customers while maintaining competitive merchandise pricing through the resale of pre-owned goods. EZCORP's competitive advantages include its scale as the second-largest pawn operator in the United States, established brand recognition, the EZ+ Rewards loyalty program with 6.9 million global members, and operational expertise in underserved markets.
The company's business inherently contributes to environmental sustainability through its circular economy model, recycling approximately 5.4 million pre-owned items annually while reducing reliance on traditional supply chains and manufacturing. EZCORP's pawn operations are licensed and regulated across all jurisdictions where it operates, with compliance and risk management representing core operational priorities. The company pursues growth through both de novo store openings and strategic acquisitions while maintaining focus on operational excellence, cost efficiency, and team member engagement across its diverse geographic footprint.
Company details
- Sector
- Consumer Discretionary
- Industry
- Retail
- Headquarters
- ROLLINGWOOD, TX
- Fiscal year end
- September
- CIK
- 876523
- SIC
- 5900
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns EZCORP INC — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · EZCORP INC’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
EZCORP INC’s bonds, as funds hold them
Funds report holding 2 issues of EZCORP INC’s debt, $188.43M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 6.47%, maturing 2029 to 2032.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do EZCORP INC and its peers compare on margins and cash generation over ten years?”
- “Where did five years of EZCORP INC's earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in EZCORP INC's last four quarterly filings that the numbers alone won't show?”