Fair Isaac
Fair Isaac Corporation (NYSE: FICO) provides analytics software and scoring solutions to businesses and consumers. Its Scores segment offers business-to-business credit and other scores, including the FICO® Score, as well as consumer subscriptions through myFICO.com; its Software segment sells analytic and… From the company’s description.
In fiscal 2025, Fair Isaac reported revenue of $1.99B, up 15.9% from fiscal 2024, and net income of $651.95M. Its operating margin was 46.5%, and operations generated $778.81M in cash. Over the twelve months to Jun 30, 2026, revenue was $2.39B.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Fair Isaac does
In the company’s own words
Fair Isaac Corporation (NYSE: FICO) provides analytics software and scoring solutions to businesses and consumers. Its Scores segment offers business-to-business credit and other scores, including the FICO® Score, as well as consumer subscriptions through myFICO.com; its Software segment sells analytic and decision-management tools, preconfigured solutions and related professional services, delivered as SaaS or on premises. Software supports applications such as credit origination, customer management, fraud detection, marketing and customer communications, with FICO® Platform providing a modular environment for analytics and decisioning. Customers include banks, credit card issuers, lenders, insurers, retailers, telecommunications providers, consumer reporting agencies, public agencies and consumers. The FICO Score is used in most U.S. credit decisions, and the company’s solutions serve businesses in more than 80 countries. In fiscal 2025, financial services represented 92% of revenue; the Americas accounted for 87%. As of September 30, 2025, FICO employed 3,811 people across 28 countries. Its website is www.fico.com.
Company details
- Sector
- Information Technology
- Industry (SIC)
- Business Services
- Headquarters
- BOZEMAN, MT
- Fiscal year end
- September
- CIK
- 814547
- SIC
- 7389
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Fair Isaac — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Superinvestors in Fair Isaac · what they did last quarter
Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.
Largest fund holders · Fair Isaac’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fair Isaac’s bonds, as funds hold them
Funds report holding 3 issues of Fair Isaac’s debt, $1.39B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.57%, maturing 2028 to 2034.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Fair Isaac and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Fair Isaac's earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Fair Isaac's last four quarterly filings that the numbers alone won't show?”