Figure Technology Solutions, Inc.
Figure Technologies Inc. (Nasdaq: FIG) operates at figure.com as a financial technology company building blockchain-based infrastructure for capital markets. The company develops proprietary technology that powers next-generation lending, trading, and investing activities across consumer credit and digital asset… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Figure Technology Solutions, Inc. does
In the company’s own words
Figure Technologies Inc. (Nasdaq: FIG) operates at figure.com as a financial technology company building blockchain-based infrastructure for capital markets. The company develops proprietary technology that powers next-generation lending, trading, and investing activities across consumer credit and digital asset markets, leveraging blockchain technology to improve speed, efficiency, standardization, and liquidity compared to legacy financial systems.
Figure's core business centers on its Loan Origination System, which facilitates home equity lines of credit and other consumer loans. The company operates through two primary strategies: Figure-branded direct-to-consumer lending and Partner-branded solutions where financial institutions use Figure's technology to originate loans independently. During the most recent fiscal year, the company facilitated approximately $8.3 billion in home equity lending through its platform, with 307 active partners. The company's proprietary DART platform, an electronic registry tracking servicing rights and loan ownership on Provenance Blockchain, was utilized in 87 percent of loans originated through the system. Figure Connect, launched in June 2024, serves as an electronic marketplace employing blockchain technology to connect loan sellers and buyers, with approximately $3.9 billion in HELOC volume transacted by third parties as of year-end.
Beyond lending, Figure operates Figure Exchange, a digital asset marketplace providing cryptocurrency trading with cross-asset collateralization capabilities, and YLDS, an interest-bearing peer-to-peer transferable stablecoin registered as a security with the SEC. The company also developed Democratized Prime, a decentralized finance marketplace connecting capital sources and uses through blockchain infrastructure.
Figure maintains extensive regulatory credentials, holding more than 180 lending and servicing licenses, 48 money transmitter licenses, and SEC broker-dealer registration with alternative trading system authority. The company operates Provenance Blockchain, an independent Layer 1 blockchain supporting real-world and digital asset transactions, which has accumulated over $70 billion in transaction value since launch in late 2018.
As of December 31, 2025, Figure employed approximately 602 full-time employees and maintained no unionized workforce. The company's technology platform has reduced median home equity loan funding time to ten days from an industry standard of approximately 43 days, while reducing average production costs to approximately $717 per loan compared to the mortgage industry average of $11,109.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- RENO, NV
- Fiscal year end
- December
- CIK
- 2064124
- SIC
- 6163
Financial performance, year by year
Fiscal 2025–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Figure Technology Solutions, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Figure Technology Solutions, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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