First Bancorp
First Bancorp (Nasdaq: FBNC) is a bank holding company whose principal activity is operating First Bank, a North Carolina-chartered commercial bank serving individuals and businesses, particularly small and medium-sized companies. The bank provides commercial and consumer loans, residential and commercial real estate… From the company’s description.
Over the twelve months to Sep 30, 2026, First Bancorp reported revenue of $463.41M, up 24.5% from a year earlier, and net income of $164.17M. Its pre-tax margin was 44.0%. In fiscal 2025, it reported revenue of $390.31M, up 11.5% from fiscal 2024, and net income of $111.05M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What First Bancorp does
In the company’s own words
First Bancorp (Nasdaq: FBNC) is a bank holding company whose principal activity is operating First Bank, a North Carolina-chartered commercial bank serving individuals and businesses, particularly small and medium-sized companies. The bank provides commercial and consumer loans, residential and commercial real estate financing, deposit accounts, payment and electronic banking services, and wealth management products. Its subsidiary Magnolia Financial offers accounts receivable factoring and financing, inventory financing, and purchase-order financing, while the CarBucks division provides floor-plan financing to used-car dealers. First Bank operates 113 branches, with 100 in North Carolina and 13 in South Carolina. At December 31, 2025, First Bancorp had $12.7 billion in consolidated assets, $8.7 billion in loans, and $10.7 billion in deposits. Its history includes acquisitions that expanded its regional footprint, including GrandSouth Bancorp in 2023, Select Bancorp in 2021, and Carolina Bank Holdings in 2017. The company’s website is www.localfirstbank.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- SOUTHERN PINES, NC
- Fiscal year end
- December
- CIK
- 811589
- SIC
- 6022
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns First Bancorp — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · First Bancorp’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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