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Companies / Financials / First BanCorp.
FBP

First BanCorp.

FinancialsBanks & Brokers
Ticker FBPSAN JUAN, PRFiscal year ends DecemberBook value per share $12.74Diluted shares 155.1M

First BanCorp. (NYSE: FBP) is a financial holding company that provides commercial and consumer banking, mortgage banking, automobile financing, insurance agency services and other financial products through subsidiaries, primarily in Puerto Rico, with additional operations in Florida, the U.S. Virgin Islands and the… From the company’s description.

In fiscal 2025, First BanCorp. reported revenue of $1.00B, up 6.7% from fiscal 2024, and net income of $344.87M. Its pre-tax margin was 41.6%. Over the twelve months to Jun 30, 2026, revenue was $1.03B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$1.00BFY2025
+6.7% year over year
Last 12 mo $1.03B
41.64%FY2025
−0.1 percentage points
Last 12 mo 43.52%
$344.87MFY2025
+15.4% year over year
Last 12 mo $372.56M
17.53%FY2025
−0.4 percentage points
Last 12 mo 18.85%
Cash & financing
$448.56MFY2025
+11.0% year over year
Last 12 mo $458.19M
$437.52MFY2025
+11.0% year over year
Last 12 mo $441.05M
8.62FY2025
Was 10.44× a year earlier
Last 12 mo 0.10
160.7MFY2025
−2.6% year over year
Last 12 mo 155.1M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What First BanCorp. does

In the company’s own words

First BanCorp. (NYSE: FBP) is a financial holding company that provides commercial and consumer banking, mortgage banking, automobile financing, insurance agency services and other financial products through subsidiaries, primarily in Puerto Rico, with additional operations in Florida, the U.S. Virgin Islands and the British Virgin Islands. Its banking subsidiary, FirstBank, serves individual, small-business, commercial, corporate and government customers through branches and digital channels; its insurance subsidiary offers agency services, while Money Express La Financiera originates small loans. The company reports six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. Services include residential mortgage origination, sales and servicing; consumer and commercial lending; deposit accounts and transaction services; cash management; and investment and treasury functions. As of December 31, 2025, First BanCorp. had $19.1 billion in total assets and operated 73 banking branches across Puerto Rico, Florida, the U.S. Virgin Islands and the British Virgin Islands. Its website is www.1firstbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
SAN JUAN, PR
Fiscal year end
December
CIK
1057706
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-283.87M$74.29M$432.45M$790.61M$1.15B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns First BanCorp. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

372
funds hold it
0 of 35
superinvestors hold it
$2.32B
held by funds, at market
60.0%
of shares held by funds

Largest fund holders · First BanCorp.’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.22%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.44%of fund net assets
First Trust SMID Cap Rising Dividend Achievers ETF
SDVY · First Trust Exchange-Traded Fund VI
0.98%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.12%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do First BanCorp. and its peers compare on margins and cash generation over ten years?”
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