FIRST COMMONWEALTH FINANCIAL CORP
First Commonwealth Financial Corporation (NYSE: FCB) is a financial holding company providing diversified consumer and commercial banking services through its principal subsidiary, First Commonwealth Bank, along with trust and wealth management services and insurance products. The company operates 126 community… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What FIRST COMMONWEALTH FINANCIAL CORP does
In the company’s own words
First Commonwealth Financial Corporation (NYSE: FCB) is a financial holding company providing diversified consumer and commercial banking services through its principal subsidiary, First Commonwealth Bank, along with trust and wealth management services and insurance products. The company operates 126 community banking offices across 30 counties in western and central Pennsylvania and throughout Ohio, supported by a network of 132 automated teller machines integrated into the NYCE, MasterCard/Cirrus, Allpoint, and Freedom ATM Alliance networks.
As of December 31, 2025, First Commonwealth maintains total assets of $12.3 billion, total loans of $9.8 billion, total deposits of $10.3 billion, and shareholders' equity of $1.6 billion. The company employs 1,522 full-time and 55 part-time employees with an average workforce age of 44.3 years and average tenure of 8.0 years.
The loan portfolio encompasses commercial, financial and agricultural loans; commercial real estate; real estate construction; residential real estate mortgages; and consumer installment loans. Deposits represent the primary funding source, consisting of non-interest bearing checking accounts, interest-bearing checking accounts, money market and savings accounts, and certificates of deposit and individual retirement accounts.
First Commonwealth's growth strategy combines organic expansion with strategic acquisitions. The company has expanded significantly through acquisitions including Centric Financial Corporation in 2023 and CenterGroup Financial Inc. in 2025, while also establishing commercial lending operations and loan production offices across its footprint. In 2022, the company entered the equipment leasing and finance business with a division based in suburban Philadelphia.
The company maintains financial holding company status under the Bank Holding Company Act and operates as an accelerated filer subject to Securities and Exchange Commission reporting requirements. First Commonwealth Bank holds a state charter under Pennsylvania law and operates as a non-member of the Federal Reserve System, subject to supervision by both the Federal Deposit Insurance Corporation and the Pennsylvania Department of Banking and Securities.
Company details
- Sector
- Financials
- Industry
- Commercial Banks
- Headquarters
- INDIANA, PA
- Fiscal year end
- December
- CIK
- 712537
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns FIRST COMMONWEALTH FINANCIAL CORP — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · FIRST COMMONWEALTH FINANCIAL CORP’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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