First Financial Bancorp.
First Financial Bancorp. (Nasdaq: FFBC) operates as a mid-sized regional bank holding company headquartered in the Midwest and serving customers through its wholly-owned subsidiary, First Financial Bank, which was founded in 1863. The company maintains a website at www.bankatfirst.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What First Financial Bancorp. does
In the company’s own words
First Financial Bancorp. (Nasdaq: FFBC) operates as a mid-sized regional bank holding company headquartered in the Midwest and serving customers through its wholly-owned subsidiary, First Financial Bank, which was founded in 1863. The company maintains a website at www.bankatfirst.com.
First Financial provides comprehensive banking services across commercial lending, real estate lending, consumer financing, and deposit products to individuals and businesses throughout Ohio, Indiana, Kentucky, and Illinois. The bank offers interest-bearing and noninterest-bearing deposit accounts, time deposits, and cash management services alongside a full range of trust and wealth management services. The company operates approximately 2,199 employees across its footprint as of December 31, 2025.
The company's lending operations encompass commercial and industrial loans for working capital and equipment financing, commercial real estate loans secured by mortgage liens, residential real estate loans that often conform to secondary market standards, consumer loans including vehicle financing and home equity lines of credit, and specialized niche lending through subsidiaries. Summit Funding Group provides equipment and lease financing across the United States and Canada. Oak Street Funding lends to the insurance industry, investment advisors, and accounting firms. First Franchise Capital focuses on restaurant franchisee financing. Bannockburn Global Forex, a capital markets division, provides foreign exchange hedging and transactional currency services to small and middle-market clients nationwide across eleven locations. Agile Premium Finance, acquired in February 2024, originates commercial loans for insurance premium payments across all fifty states.
First Financial competes as a community banking model emphasizing local market focus and relationship-based banking against larger super-regional banks, smaller community banks, credit unions, online lenders, and financial technology companies. The company utilizes diversified delivery systems including banking centers, ATMs, internet banking, and telephone-based services to serve its customer base.
In November 2025, First Financial completed the acquisition of Westfield Bancorp, expanding its commercial banking and wealth management presence in Northeast Ohio. The company also completed the acquisition of BankFinancial Corporation effective January 1, 2026, further strengthening its regional footprint and deposit base.
Company details
- Sector
- Financials
- Industry (SIC)
- Commercial Banks
- Headquarters
- CINCINNATI, OH
- Fiscal year end
- December
- CIK
- 708955
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns First Financial Bancorp. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · First Financial Bancorp.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
First Financial Bancorp.’s bonds, as funds hold them
Funds report holding 1 issues of First Financial Bancorp.’s debt, $26.54M at market value — what funds hold, not the company’s total debt.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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