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Companies / Financials / First Financial Bankshares, Inc.
FFIN

First Financial Bankshares, Inc.

FinancialsBanks & Brokers
Ticker FFINABILENE, TXFiscal year ends DecemberBook value per share $12.75Diluted shares 143.7M

First Financial Bankshares, Inc. (Nasdaq: FFIN) is a Texas-based financial holding company that provides commercial banking and related financial services through its subsidiaries. Its First Financial Bank subsidiary serves consumers, small businesses, corporations, nonprofits, government entities and other customers… From the company’s description.

Over the twelve months to Sep 30, 2026, First Financial Bankshares, Inc. reported revenue of $678.50M, up 10.5% from a year earlier, and net income of $291.05M. Its pre-tax margin was 52.5%. In fiscal 2025, it reported revenue of $631.60M, up 14.7% from fiscal 2024, and net income of $253.58M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$631.60MFY2025
+14.7% year over year
Last 12 mo $678.50M
49.02%FY2025
−0.3 percentage points
Last 12 mo 52.45%
$253.58MFY2025
+13.5% year over year
Last 12 mo $291.05M
13.23%FY2025
−0.7 percentage points
Last 12 mo 15.88%
Cash & financing
$299.44MFY2025
−3.3% year over year
Last 12 mo $353.17M
$286.01MFY2025
−2.4% year over year
Last 12 mo $327.93M
6.97FY2025
Was 7.62× a year earlier
Last 12 mo 7.19
143.4MFY2025
+0.2% year over year
Last 12 mo 143.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What First Financial Bankshares, Inc. does

In the company’s own words

First Financial Bankshares, Inc. (Nasdaq: FFIN) is a Texas-based financial holding company that provides commercial banking and related financial services through its subsidiaries. Its First Financial Bank subsidiary serves consumers, small businesses, corporations, nonprofits, government entities and other customers through checking, savings and time deposits, lending, digital and in-person banking, payment services and other customary banking products. The company also provides trust and wealth management services, including estate administration, investment management, oil and gas, farm and ranch, property management, retirement and employee benefit accounts, as well as insurance agency services. Its banking operations are regionally managed across eight Texas regions, with local advisory boards and decision-making. The company had 79 financial centers across Texas and approximately 1,600 employees as of December 31, 2025; total assets were $15.45 billion on that date. Its banking history dates to 1890, and it has completed 14 bank acquisitions since 1997.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
ABILENE, TX
Fiscal year end
December
CIK
36029
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-67.85M$135.70M$339.25M$542.80M$746.35M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns First Financial Bankshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

322
funds hold it
0 of 35
superinvestors hold it
$1.68B
held by funds, at market
34.7%
of shares held by funds

Largest fund holders · First Financial Bankshares, Inc.’s weight in each

iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.12%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.14%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.05%of fund net assets
Neuberger Genesis Fund
NBGNX · NEUBERGER BERMAN EQUITY FUNDS
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do First Financial Bankshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of First Financial Bankshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in First Financial Bankshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
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