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Companies / Financials / FirstCash Holdings, Inc.
FCFS

FirstCash Holdings, Inc.

Ticker FCFSFORT WORTH, TXFiscal year ends DecemberBook value per share $51.82Diluted shares 43.9M

FirstCash Holdings, Inc. (Nasdaq: FCFS) operates pawnshops in the United States, Latin America and the United Kingdom, and provides retail point-of-sale payment solutions in the United States. Its pawn stores make non-recourse, collateralized short-term loans and buy and sell pre-owned merchandise, including jewelry,… From the company’s description.

In fiscal 2025, FirstCash Holdings, Inc. reported revenue of $3.66B, up 8.0% from fiscal 2024, and net income of $330.38M. Its operating margin was 11.8%, and operations generated $585.94M in cash. Over the twelve months to Sep 30, 2026, revenue was $4.29B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$3.66BFY2025
+8.0% year over year
Last 12 mo $4.29B
11.79%FY2025
+1.7 percentage points
Last 12 mo 12.55%
$330.38MFY2025
+27.6% year over year
Last 12 mo $406.49M
14.51%FY2025
+1.9 percentage points
Last 12 mo 17.88%
Cash & financing
$585.94MFY2025
+8.5% year over year
Last 12 mo $679.04M
$531.04MFY2025
+12.6% year over year
Last 12 mo $679.04M
0.97FY2025
Was 0.84× a year earlier
Last 12 mo 1.08
44.5MFY2025
−1.4% year over year
Last 12 mo 43.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What FirstCash Holdings, Inc. does

In the company’s own words

FirstCash Holdings, Inc. (Nasdaq: FCFS) operates pawnshops in the United States, Latin America and the United Kingdom, and provides retail point-of-sale payment solutions in the United States. Its pawn stores make non-recourse, collateralized short-term loans and buy and sell pre-owned merchandise, including jewelry, electronics, tools, appliances, sporting goods and musical instruments, serving value-conscious and credit-constrained customers. Its American First Finance business offers lease-to-own and other retail financing options through traditional and e-commerce merchants, primarily for customers who may not qualify for prime or near-prime payment products. FirstCash reports four segments: U.S. pawn, Latin America pawn, U.K. pawn and retail POS payment solutions; pawn loan fees and merchandise sales accounted for 46% and 39% of consolidated net revenue, respectively, in 2025, while POS solutions accounted for 15%. Following its 2025 acquisition of U.K. pawnbroker H&T, the company operated 3,330 pawn locations and had approximately 22,000 employees across seven countries at year-end 2025. Its website is www.firstcash.com.

Company details
Sector
Financials
Industry (SIC)
Retail
Headquarters
FORT WORTH, TX
Fiscal year end
December
CIK
840489
SIC
5900

Financial performance, year by year

Fiscal 2013–2025 · USD
$-428.59M$857.18M$2.14B$3.43B$4.71B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns FirstCash Holdings, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

461
funds hold it
0 of 35
superinvestors hold it
$4.93B
held by funds, at market
52.3%
of shares held by funds
4
bond issues held by funds

Largest fund holders · FirstCash Holdings, Inc.’s weight in each

iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.23%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
0.26%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.28%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.10%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

FirstCash Holdings, Inc.’s bonds, as funds hold them

Funds report holding 4 issues of FirstCash Holdings, Inc.’s debt, $765.02M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.90%, maturing 2028 to 2034.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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