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Companies / Financials / Flagstar Bank, National Association
FLG

Flagstar Bank, National Association

FinancialsBanks & Brokers
Ticker FLGHICKSVILLE, NYFiscal year ends DecemberBook value per share $16.31Diluted shares 468.7M

Flagstar Bank, National Association (NYSE: FLG) is a national bank providing deposit, lending and other financial services to individuals, businesses and institutional customers. Its offerings include traditional banking products, non-deposit investments, insurance, mortgage services, and mobile and online banking.… From the company’s description.

Over the twelve months to Sep 30, 2026, Flagstar Bank, National Association reported revenue of $2.10B, down 1.4% from a year earlier, and net income of $96.00M. Its pre-tax margin was 5.5%. In fiscal 2025, it reported revenue of $2.06B, down 19.2% from fiscal 2024, and a net loss of $177.00M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$2.06BFY2025
−19.2% year over year
Last 12 mo $2.10B
-9.60%FY2025
+44.4 percentage points
Last 12 mo 5.47%
$-177.00MFY2025
+84.2% year over year
Last 12 mo $96.00M
-1.41%FY2025
+10.7 percentage points
Last 12 mo 1.26%
Cash & financing
$-181.00MFY2025
−310.5% year over year
Last 12 mo $-86.00M
$-181.00MFY2025
−310.5% year over year
Last 12 mo $-86.00M
9.60FY2025
Was 11.06× a year earlier
Last 12 mo 10.30
420.0MFY2025
+27.0% year over year
Last 12 mo 468.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Flagstar Bank, National Association does

In the company’s own words

Flagstar Bank, National Association (NYSE: FLG) is a national bank providing deposit, lending and other financial services to individuals, businesses and institutional customers. Its offerings include traditional banking products, non-deposit investments, insurance, mortgage services, and mobile and online banking. The bank serves high-net-worth individuals and their businesses through private banking locations, lends to middle-market and mid-sized companies nationally, and provides financing for multifamily, commercial real estate and other purposes. It operates as a single reportable segment. At December 31, 2025, Flagstar had $87.5 billion in assets, $61.0 billion in loans and approximately 5,631 employees. Its approximately 340 locations span nine states, with concentrations in the New York–New Jersey metropolitan area and the upper Midwest, and a presence in Florida and on the West Coast. The bank also has approximately 20 private bank branches, primarily in the New York City metropolitan area and on the West Coast. Its website is www.flagstar.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
HICKSVILLE, NY
Fiscal year end
December
CIK
910073
SIC
6036

Financial performance, year by year

Fiscal 2011–2025 · USD
$-1.81B$258.40M$2.32B$4.39B$6.45B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Flagstar Bank, National Association — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

318
funds hold it
0 of 35
superinvestors hold it
$1.56B
held by funds, at market

Largest fund holders · Flagstar Bank, National Association’s weight in each

iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.12%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.14%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.05%of fund net assets
1.30%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Flagstar Bank, National Association and its peers compare on margins and cash generation over ten years?”
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