FS Bancorp, Inc.
FS Bancorp, Inc. (NASDAQ: FSBWA) operates as a diversified community bank holding company serving the Pacific Northwest through its wholly-owned subsidiary, 1st Security Bank of Washington. The company maintains its principal executive offices in Mountlake Terrace, Washington, with additional administrative operations… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What FS Bancorp, Inc. does
In the company’s own words
FS Bancorp, Inc. (NASDAQ: FSBWA) operates as a diversified community bank holding company serving the Pacific Northwest through its wholly-owned subsidiary, 1st Security Bank of Washington. The company maintains its principal executive offices in Mountlake Terrace, Washington, with additional administrative operations in Aberdeen, Washington, and can be found online at www.fsbwa.com.
1st Security Bank has served the Puget Sound region since 1907, operating as a relationship-focused community bank dedicated to serving local families, regional businesses, and industry niches. The bank maintains 27 full-service branches across Washington and Oregon, with 22 locations in Washington state and five in Oregon, complemented by 13 loan production offices throughout the greater Puget Sound and Pacific Northwest area. The company's geographic footprint extends across the Seattle-Tacoma-Bellevue Metropolitan Statistical Area, with particular concentration in King, Pierce, Snohomish, and Kitsap counties, while also maintaining presence in the Tri-Cities market and southeastern Washington and Oregon following its 2023 acquisition of seven retail branches from Columbia State Bank.
The company operates as a diversified lender specializing in commercial real estate, multi-family, construction, one-to-four-family residential, and home equity loans, alongside consumer lending products including indirect home improvement loans and marine loans, plus commercial business loans. At December 31, 2025, the company reported consolidated total assets of $3.2 billion, total loans receivable of $2.62 billion, total deposits of $2.67 billion, and stockholders' equity of $307.7 million. The loan portfolio reflects significant diversification, with commercial real estate representing 36.5 percent of gross loans, construction and development comprising 14.9 percent, consumer loans constituting 22.5 percent, and one-to-four-family residential mortgages representing 23.7 percent of the portfolio.
The company's competitive advantages include deep market expertise, experienced lending teams with specialized knowledge in construction and commercial real estate, a strong deposit base from retail relationships, and membership in the Federal Home Loan Bank System. 1st Security Bank is examined and regulated by the Washington State Department of Financial Institutions as its primary regulator and by the Federal Deposit Insurance Corporation.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- MOUNTLAKE TERRACE, WA
- Fiscal year end
- December
- CIK
- 1530249
- SIC
- 6036
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns FS Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · FS Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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