GROUP 1 AUTOMOTIVE INC

Group 1 Automotive, Inc. (NYSE: GPI) operates as a leading automotive retailer with an integrated business model spanning new and used vehicle sales, parts and service operations, and finance and insurance products. The company maintains its corporate presence at www.group1corp.com and operates a geographically diverse network across 17 states in the United States and 62 towns and cities in the United Kingdom.

As of December 31, 2025, Group 1's retail network comprises 145 dealerships and 21 collision centers in the U.S., alongside 109 dealerships and 11 collision centers in the U.K., for a total of 315 franchises. The company employs 20,452 people across both regions, with 13,563 in the U.S. and 6,889 in the U.K. Texas represents the largest geographic market, accounting for 31.6 percent of new vehicle unit sales, followed by Massachusetts at 7.0 percent and California at 6.8 percent. The U.K. operations contribute 27.6 percent of total new vehicle unit sales.

Group 1's revenue streams derive from new vehicle sales and leasing, used vehicle retail and wholesale operations, parts and service offerings, and finance and insurance arrangements. The company sells replacement parts and provides warranty and non-warranty maintenance and repair services through its franchised dealerships, while also operating 32 collision centers. The business model emphasizes local market focus combined with operational excellence, leveraging scale benefits in procurement, inventory management, and marketing efficiency.

The company represents multiple vehicle manufacturers, providing a diversified product portfolio that reduces dependence on any single brand. Group 1's strategy centers on building market density within defined geographic areas to maximize customer lifetime value across the vehicle ownership lifecycle, from initial purchase through ongoing service and maintenance. The parts and service business functions as a counter-cyclical revenue source, providing stability and profitability during varying market conditions. The company's disciplined capital allocation framework guides decisions regarding acquisitions, capital expenditures, share repurchases, dividends, and debt management, with emphasis on transactions that offer strong brand and geographic fit while enabling operational efficiencies through market density.