GWRE

Guidewire Software, Inc.

Ticker: GWRETechnologyPrepackaged Software
HQ SAN MATEO, CACIK 1528396FY end 07-31Book / share $13.98Shares 85M
Revenue (FY)
$1.48B+22.70%
Op. margin
10.16%+6.74%
Net income
$139.28M+99.53%
Operating cash
$389.72M+29.53%
Free cash flow
$358.66M+27.90%
Return on equity
11.67%+6.88%
Debt / equity
0.57+0.11%
Shares outstanding
85.4M-0.59%

The business

Guidewire Software, Inc. (NYSE: GWRE) operates as the primary platform that property and casualty insurers rely on to engage with customers, innovate, and operate more efficiently. Founded in 2001, the company serves insurers of all sizes globally, ranging from the largest international carriers to regional and local providers. The company's website is located at www.guidewire.com.

The core business centers on cloud-based subscription services delivered through the Guidewire Cloud Platform, which hosts the company's foundational products: InsuranceSuite and InsuranceNow. These products function as transactional systems of record, fully supporting insurance operations including product definition, pricing and rating, underwriting, policy administration, billing, and claims management. InsuranceSuite comprises five primary applications—PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCenter—that can be subscribed to separately or together. InsuranceNow offers bundled policy administration, claims management, and billing functionality tailored for mid-market carriers and managing general agents in the United States and Canada.

Beyond core operational products, Guidewire provides complementary capabilities including digital engagement applications through the Jutro Digital Platform, data and analytics solutions such as HazardHub and Guidewire Predict, and the Guidewire Marketplace featuring over 415 partner-developed integrations. The company's platform embeds digital, analytics, and generative artificial intelligence capabilities natively throughout its offerings.

As of July 31, 2026, Guidewire employed 4,174 people globally, with 1,762 in the United States and 2,412 internationally. The workforce comprises 2,082 employees in product development and operations, 1,015 in professional services, 553 in sales and marketing, and 524 in general and administrative roles. The company serves approximately 550 customers across 44 countries. Guidewire reaches customers through direct sales teams organized by geographic region across the Americas, EMEA, and APAC, as well as through partnerships with leading global system integrators. The company's business model emphasizes long-term customer relationships, with initial subscription agreements typically spanning five years, supported by comprehensive implementation, migration, and integration services.

Sector
Technology
Industry
Prepackaged Software
HQ
SAN MATEO, CA
FY end
07-31
CIK
1528396
SIC
7372
Financial performance · annual
20122026
$-346.01M$150.73M$647.47M$1.14B$1.64B201220132014201520162017201820192020202120222023202420252026

Ownership

Who holds Guidewire Software, Inc. — across funds, superinvestors and bonds · N-PORT 2026Q2 · 13F 2026-06-30

455
funds hold it
0 of 35
superinvestors hold it
$5.03B
fund-held value
47.1%
of shares held by funds
1
bond issues held by funds

Top fund holders

Fund% of fundValue
Baron Partners Fund
BPTRX · BARON SELECT FUNDS
2.39%$432.19M
iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.29%$356.49M
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%$330.50M
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.13%$238.81M
VANGUARD EXPLORER FUND
VEXPX
0.89%$192.70M

Bonds held by funds

Funds report holding 1 issues of Guidewire Software, Inc.'s debt, $122.80M at fund-held market value — what funds hold, not the company's debt outstanding. Weighted-average coupon 1.25%, maturing 20292029.

IssueCouponMaturesFundsFund-held
GWRE 1.25 11/01/291.250%2029-11-0161$122.80M

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

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