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Companies / Information Technology / Guidewire Software, Inc.
GWRE

Guidewire Software, Inc.

Information TechnologyPrepackaged Software
Ticker GWRESAN MATEO, CAFiscal year ends JulyBook value per share $13.98Diluted shares 85.4M

Guidewire Software, Inc. (NYSE: GWRE) provides software and cloud services for property and casualty (P&C) insurers, including global carriers and national, regional, and local providers. Its core products, InsuranceSuite and InsuranceNow, support insurance operations such as product design, pricing, underwriting,… From the company’s description.

In fiscal 2026, Guidewire Software, Inc. reported revenue of $1.48B, up 22.7% from fiscal 2025, and net income of $139.28M. Its operating margin was 10.2%, and operations generated $389.72M in cash.

Fiscal year 2026 · ends 07-31Changes are against fiscal 2025
Sales & profitability
$1.48BFY2026
+22.7% year over year
10.16%FY2026
+6.7 percentage points
$139.28MFY2026
+99.5% year over year
11.67%FY2026
+6.9 percentage points
Cash & financing
$389.72MFY2026
+29.5% year over year
$358.66MFY2026
+27.9% year over year
0.57FY2026
Was 0.46× a year earlier
85.4MFY2026
−0.6% year over year

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure.

What Guidewire Software, Inc. does

In the company’s own words

Guidewire Software, Inc. (NYSE: GWRE) provides software and cloud services for property and casualty (P&C) insurers, including global carriers and national, regional, and local providers. Its core products, InsuranceSuite and InsuranceNow, support insurance operations such as product design, pricing, underwriting, policy administration, billing, and claims management. The company also offers digital engagement applications, data and analytics tools, AI capabilities, implementation and cloud migration services, and a marketplace of partner applications and integrations. InsuranceSuite serves insurers with a range of operational needs, while InsuranceNow is generally suited to mid-market carriers and managing general agents in the United States and Canada. The platform is delivered through Guidewire Cloud Platform, and customers are reached directly and through systems integrators. As of July 31, 2026, Guidewire served approximately 550 customers in 44 countries and had 4,174 employees. Founded in 2001, the company also markets products including PolicyCenter, ClaimCenter, BillingCenter, HazardHub, and Cyence. Its website is www.guidewire.com.

Company details
Sector
Information Technology
Industry (SIC)
Prepackaged Software
Headquarters
SAN MATEO, CA
Fiscal year end
July
CIK
1528396
SIC
7372

Financial performance, year by year

Fiscal 2012–2026 · USD
$-346.01M$150.73M$647.47M$1.14B$1.64B201220132014201520162017201820192020202120222023202420252026

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Guidewire Software, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

455
funds hold it
0 of 35
superinvestors hold it
$5.03B
held by funds, at market
47.8%
of shares held by funds
1
bond issues held by funds

Largest fund holders · Guidewire Software, Inc.’s weight in each

Baron Partners Fund
BPTRX · BARON SELECT FUNDS
2.39%of fund net assets
iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.29%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.13%of fund net assets
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Guidewire Software, Inc.’s bonds, as funds hold them

Funds report holding 1 issues of Guidewire Software, Inc.’s debt, $122.80M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 1.25%, maturing 2029 to 2029.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Guidewire Software, Inc. and its peers compare on margins and cash generation over ten years?”
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