HBT Financial, Inc.
HBT Financial, Inc. (Nasdaq: HBT) is a bank holding company headquartered in Bloomington, Illinois that operates through its subsidiary Heartland Bank and Trust Company. The company maintains a website at ir.hbtfinancial.com and provides comprehensive financial products and services to consumers, businesses, and… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What HBT Financial, Inc. does
In the company’s own words
HBT Financial, Inc. (Nasdaq: HBT) is a bank holding company headquartered in Bloomington, Illinois that operates through its subsidiary Heartland Bank and Trust Company. The company maintains a website at ir.hbtfinancial.com and provides comprehensive financial products and services to consumers, businesses, and municipal entities throughout Illinois and eastern Iowa.
As of December 31, 2025, HBT Financial maintains total assets of $5.1 billion, loans held for investment of $3.5 billion, and total deposits of $4.4 billion. The company operates 66 full-service branch locations and employs 826 full-time equivalent employees with an average tenure of 7.5 years.
The company's core business encompasses deposit products, lending services, and ancillary financial offerings. Lending products include regulatory commercial real estate financing, commercial and industrial loans, owner-occupied commercial real estate, agricultural and farmland loans, and one-to-four family residential mortgages. Deposit products consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, and digital banking services including online and mobile banking. The company also provides wealth management services including financial planning, trust and custodial services, investment management, corporate retirement plan administration, and retail brokerage services. Additionally, the company operates an agriculture services department offering farm management and farmland sales services.
HBT Financial traces its roots to 1920 when the Drake family founded a community bank in Cornland, Illinois. The company was incorporated as a multi-bank holding company in 1982 and has grown through successful integration of more than a dozen community bank acquisitions. In February 2023, the company completed its acquisition of Town and Country Financial Corporation, adding $937.2 million in total assets. In March 2026, HBT Financial completed its acquisition of CNB Bank Shares, Inc., which operated 18 branch locations and held $1.8 billion in total assets.
The company maintains a leading deposit market share in many central Illinois markets and emphasizes relationship-based, personal banking services combined with robust digital functionality. HBT Financial's business strategy focuses on preserving community ties, deploying excess deposit funding into loan growth opportunities, maintaining prudent credit underwriting standards, and pursuing strategic acquisitions that align with its culture and market footprint.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- BLOOMINGTON, IL
- Fiscal year end
- December
- CIK
- 775215
- SIC
- 6022
Financial performance, year by year
Fiscal 2019–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns HBT Financial, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · HBT Financial, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
HBT Financial, Inc.’s bonds, as funds hold them
Funds report holding 1 issues of HBT Financial, Inc.’s debt, $8.80M at market value — what funds hold, not the company’s total debt.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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