HCI Group, Inc.
HCI Group, Inc. (NYSE: HCI) is primarily a property and casualty insurer offering homeowners’ insurance for properties in Florida and other northeastern and southeastern U.S. states. Its insurance operations include two property and casualty carriers, a captive reinsurance subsidiary, and related claims services; it… From the company’s description.
Over the twelve months to Sep 30, 2026, HCI Group, Inc. reported revenue of $980.69M, up 20.1% from a year earlier, and net income of $362.17M. Its operating margin was 50.0%, and operations generated $459.56M in cash. In fiscal 2025, it reported revenue of $900.95M, up 20.1% from fiscal 2024, and net income of $320.39M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What HCI Group, Inc. does
In the company’s own words
HCI Group, Inc. (NYSE: HCI) is primarily a property and casualty insurer offering homeowners’ insurance for properties in Florida and other northeastern and southeastern U.S. states. Its insurance operations include two property and casualty carriers, a captive reinsurance subsidiary, and related claims services; it also manages policyholder-owned reciprocal insurance exchanges through attorney-in-fact services. HCI’s five reportable segments are Insurance Operations, Exzeo, Reciprocal Exchange Operations, Real Estate, and Corporate and Other. Majority-owned Exzeo provides insurance technology, data analytics, operations solutions, and reinsurance placement services to carriers and agents through its software platform, including policy administration and claims management applications. The real estate business develops and operates commercial properties for investment or company use, including marinas, retail centers, and office properties. In November 2025, Exzeo completed an initial public offering, while HCI retained an approximately 82.5% ownership interest. As of December 31, 2025, HCI employed 594 full-time employees and 12 employees through a professional employer organization. Its website is https://www.hcigroup.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Property & Casualty Insurance
- Headquarters
- TAMPA, FL
- Fiscal year end
- December
- CIK
- 1400810
- SIC
- 6331
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns HCI Group, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · HCI Group, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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