Heritage Insurance Holdings, Inc.
Heritage Insurance Holdings, Inc. (NYSE: HRTG) is a property and casualty insurance holding company that primarily provides personal and commercial residential property insurance through its insurance subsidiaries. Its products include personal and commercial residential coverage, commercial general liability… From the company’s description.
Over the twelve months to Sep 30, 2026, Heritage Insurance Holdings, Inc. reported revenue of $861.41M, up 2.3% from a year earlier, and net income of $215.99M. Its operating margin was 34.1%, and operations generated $189.98M in cash. In fiscal 2025, it reported revenue of $847.33M, up 3.7% from fiscal 2024, and net income of $195.59M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Heritage Insurance Holdings, Inc. does
In the company’s own words
Heritage Insurance Holdings, Inc. (NYSE: HRTG) is a property and casualty insurance holding company that primarily provides personal and commercial residential property insurance through its insurance subsidiaries. Its products include personal and commercial residential coverage, commercial general liability insurance, and wind-only property insurance in Hawaii; the company also writes excess and surplus lines coverage in several states. Heritage distributes policies through independent agents and operates as a single reportable segment. Its vertically integrated operations include underwriting, customer service, actuarial analysis, claims processing and adjusting, supported by a vendor network manager and a captive reinsurance subsidiary. At December 31, 2025, the company had 357,275 policies in force and $1.4 billion in annualized premium; for fiscal 2025, gross premiums written were $1.4 billion. The insurance subsidiaries include Heritage Property & Casualty Insurance Company, Narragansett Bay Insurance Company and Zephyr Insurance Company. Its website is https://investors.heritagepci.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Property & Casualty Insurance
- Headquarters
- TAMPA, FL
- CIK
- 1598665
- SIC
- 6331
Financial performance, year by year
Fiscal 2014–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Heritage Insurance Holdings, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Heritage Insurance Holdings, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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