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Companies / Financials / Home BancShares, Inc.
HOMB

Home BancShares, Inc.

FinancialsBanks & Brokers
Ticker HOMBCONWAY, ARFiscal year ends DecemberBook value per share $22.84Diluted shares 199.1M

Home BancShares, Inc. (NYSE: HOMB) is a bank holding company that operates Centennial Bank, a community-focused financial institution serving customers across multiple states. The company's website is located at http://www.homebancshares.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$1.09BFY2025
+7.2% year over year
Last 12 mo $1.12B
56.08%FY2025
+4.7 percentage points
Last 12 mo 55.22%
$475.44MFY2025
+18.2% year over year
Last 12 mo $479.37M
11.06%FY2025
+0.9 percentage points
Cash & financing
$399.28MFY2025
−13.3% year over year
Last 12 mo $452.15M
$377.02MFY2025
−10.7% year over year
Last 12 mo $429.87M
4.13FY2025
Was 4.44× a year earlier
Last 12 mo 0.06
197.7MFY2025
−1.2% year over year
Last 12 mo 199.1M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Home BancShares, Inc. does

In the company’s own words

Home BancShares, Inc. (NYSE: HOMB) is a bank holding company that operates Centennial Bank, a community-focused financial institution serving customers across multiple states. The company's website is located at http://www.homebancshares.com.

Founded in 1998, Home BancShares has grown through a disciplined acquisition strategy, integrating 23 banks since its inception and establishing itself as a significant player in regional banking. The company operates 218 branch locations across Arkansas, Florida, Texas, Alabama, and New York City, with additional loan production offices in Los Angeles, California; Miami, Florida; Dallas, Texas; Chesapeake, Virginia; and Baltimore, Maryland. As of December 31, 2025, the company employed 2,543 full-time equivalent employees.

The company's primary business involves providing commercial and retail banking services, including deposit products, lending, trust services, and wealth management. Centennial Bank's loan portfolio totals approximately $15.7 billion, with commercial real estate loans representing the largest segment at 33.7 percent of the portfolio. The company also maintains significant residential real estate lending operations and commercial and industrial lending activities. Total assets reached $22.9 billion as of year-end 2025, with total deposits of $17.5 billion.

Home BancShares operates specialized lending divisions including Centennial Commercial Finance Group, which focuses on national commercial real estate and commercial and industrial lending, and Shore Premier Finance, which specializes in commercial and consumer marine lending. The company also provides trust and investment services through GoldStar Trust Company, managing approximately $7.46 billion in assets under management and custody, and operates insurance agencies through subsidiaries Centennial Insurance Agency and Cook Insurance Agency.

The company's community banking philosophy emphasizes local decision-making authority, with regional loan committees empowered to approve loans up to $6.0 million. This structure enables rapid credit decisions and maintains strong community relationships. Home BancShares pursues growth through strategic acquisitions, organic expansion within existing markets, and de novo branch development. The company maintains a disciplined approach to credit quality and capital management, positioning itself to capitalize on acquisition opportunities while maintaining regulatory compliance and shareholder value creation.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
CONWAY, AR
Fiscal year end
December
CIK
1331520
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-112.16M$224.31M$560.78M$897.25M$1.23B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Home BancShares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

339
funds hold it
1 of 35
superinvestors hold it
$2.37B
held by funds, at market
42.1%
of shares held by funds

Superinvestors in Home BancShares, Inc. · what they did last quarter

Bruce BerkowitzUNCHANGED
Fairholme Capital Management
<0.1%of 13F portfolio

Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.

Largest fund holders · Home BancShares, Inc.’s weight in each

iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.15%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
0.15%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.17%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.07%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Home BancShares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Home BancShares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Home BancShares, Inc.'s last four quarterly filings that the numbers alone won't show?”
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