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Companies / Financials / HomeTrust Bancshares, Inc.
HTB

HomeTrust Bancshares, Inc.

FinancialsBanks & Brokers
Ticker HTBASHEVILLE, NCFiscal year ends DecemberBook value per share $36.25Diluted shares 16.6M

HomeTrust Bancshares, Inc. (NASDAQ: HTBK) operates as a bank holding company providing comprehensive financial services through its principal subsidiary, HomeTrust Bank, a North Carolina state-chartered institution. The company maintains its headquarters in Asheville, North Carolina and serves customers across a… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$213.07M
+5.4% year over year
Last 12 mo $216.63M
37.99%
+3.4 percentage points
Last 12 mo 36.83%
$64.36M
+17.4% year over year
Last 12 mo $65.02M
10.72%
+0.8 percentage points
Last 12 mo 10.83%
Cash & financing
$49.49M
+10.1% year over year
Last 12 mo $98.94M
$45.32M
+8.1% year over year
Last 12 mo $94.97M
6.47
Was 7.21× a year earlier
Last 12 mo 0.29
17.1M
+0.8% year over year
Last 12 mo 16.6M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What HomeTrust Bancshares, Inc. does

In the company’s own words

HomeTrust Bancshares, Inc. (NASDAQ: HTBK) operates as a bank holding company providing comprehensive financial services through its principal subsidiary, HomeTrust Bank, a North Carolina state-chartered institution. The company maintains its headquarters in Asheville, North Carolina and serves customers across a five-state geographic footprint spanning North Carolina, Tennessee, Georgia, South Carolina, and Virginia through more than 30 locations.

The Bank's principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in a diversified loan portfolio. Core lending activities include commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, and residential mortgage loans secured by one-to-four family properties. The company also originates one-to-four family loans, Small Business Administration loans, and home equity lines of credit for sale to third parties. The investment portfolio includes debt securities issued by United States Government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, and certificates of deposit insured by the FDIC.

As of December 31, 2025, HomeTrust Bancshares reported consolidated total assets of $4.5 billion, total deposits of $3.7 billion, and stockholders' equity of $600.7 million. The company employed 574 individuals, comprising 550 full-time and 24 part-time employees distributed across its operating regions.

HomeTrust Bank was originally formed in 1926 and has grown through strategic acquisitions and de novo branch openings since 2013, expanding into attractive growth markets including Greenville, South Carolina; East Tennessee; Charlotte, North Carolina; and Atlanta, Georgia. The company has developed specialized business lines including SBA lending, equipment finance, and municipal lease financing. The organization emphasizes community banking principles, relationship-based service delivery, and a distinctive culture model introduced in 2022 comprising 33 behavior-based fundamentals that guide employee conduct and customer interactions. The company competes through personalized service, local market expertise, and a comprehensive suite of cash management services tailored to small and mid-sized commercial business customers.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
ASHEVILLE, NC
Fiscal year end
December
CIK
1538263
SIC
6035

Financial performance, year by year

Fiscal 2013–2025 · USD
$-21.66M$43.33M$108.31M$173.30M$238.29M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns HomeTrust Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

208
funds hold it
0 of 35
superinvestors hold it
$209.75M
held by funds, at market
26.2%
of shares held by funds

Largest fund holders · HomeTrust Bancshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.08%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
0.05%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.05%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do HomeTrust Bancshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of HomeTrust Bancshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in HomeTrust Bancshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
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