10x Insights
Loading account…
Companies / Financials / HomeTrust Bancshares, Inc.
HTB

HomeTrust Bancshares, Inc.

FinancialsBanks & Brokers
Ticker HTBASHEVILLE, NCFiscal year ends DecemberBook value per share $34.81Diluted shares 16.4M

HomeTrust Bancshares, Inc. (NYSE: HTB) is a bank holding company whose principal subsidiary, HomeTrust Bank, attracts deposits and uses them to fund lending and investments. The bank serves individuals, businesses and nonprofit organizations across Georgia, North Carolina, South Carolina, Tennessee and Virginia,… From the company’s description.

Over the twelve months to Sep 30, 2026, HomeTrust Bancshares, Inc. reported revenue of $218.02M, up 3.4% from a year earlier, and net income of $66.49M. Its pre-tax margin was 35.9%. In fiscal 2025, it reported revenue of $213.07M, up 5.4% from fiscal 2024, and net income of $64.36M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$213.07MFY2025
+5.4% year over year
Last 12 mo $218.02M
37.99%FY2025
+3.4 percentage points
Last 12 mo 35.91%
$64.36MFY2025
+17.4% year over year
Last 12 mo $66.49M
10.72%FY2025
+0.8 percentage points
Last 12 mo 11.66%
Cash & financing
$49.49MFY2025
+10.1% year over year
Last 12 mo $120.49M
$45.32MFY2025
+8.1% year over year
Last 12 mo $116.25M
6.47FY2025
Was 7.21× a year earlier
Last 12 mo 6.66
17.1MFY2025
+0.8% year over year
Last 12 mo 16.4M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What HomeTrust Bancshares, Inc. does

In the company’s own words

HomeTrust Bancshares, Inc. (NYSE: HTB) is a bank holding company whose principal subsidiary, HomeTrust Bank, attracts deposits and uses them to fund lending and investments. The bank serves individuals, businesses and nonprofit organizations across Georgia, North Carolina, South Carolina, Tennessee and Virginia, offering deposit accounts and loans for commercial real estate, construction and development, commercial and industrial projects, equipment and municipal leases, residential mortgages, home equity and consumer needs. It also originates SBA loans, one-to-four-family mortgages and home equity lines of credit for sale to third parties, and invests in government and agency securities, municipal and corporate bonds, and insured certificates of deposit. The company reports its banking operations through HomeTrust Bank rather than separate reportable business segments. Its network includes more than 30 locations, including business banking centers, and it provides online and mobile banking and cash management services. HomeTrust Bank dates to 1926; the holding company was formed in 2012, and subsequent acquisitions expanded its markets and product lines. At December 31, 2025, the company had $4.5 billion in assets and 574 employees.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
ASHEVILLE, NC
Fiscal year end
December
CIK
1538263
SIC
6035

Financial performance, year by year

Fiscal 2012–2025 · USD
$-21.80M$43.60M$109.01M$174.41M$239.82M20122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns HomeTrust Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

208
funds hold it
0 of 35
superinvestors hold it
$209.75M
held by funds, at market
27.6%
of shares held by funds

Largest fund holders · HomeTrust Bancshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.05%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do HomeTrust Bancshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of HomeTrust Bancshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in HomeTrust Bancshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.