HOPE BANCORP INC

Hope Bancorp, Inc. (NASDAQ: HOPE) operates as a bank holding company headquartered in Los Angeles, California, providing comprehensive commercial and retail banking services through its wholly-owned subsidiary, Bank of Hope, a California state-chartered bank. The company's website is www.bankofhope.com.

The bank originated from roots as a Korean-American focused financial institution and has evolved into one of the largest independent commercial banks headquartered in California, serving a multi-ethnic customer base across the United States. Following the April 2025 acquisition of Territorial Bancorp Inc., the company significantly expanded its geographic footprint and market presence, particularly in Hawaii where the legacy Territorial franchise operates under the trade name Territorial Savings, a division of Bank of Hope.

Hope Bancorp's core business encompasses a full suite of lending products including commercial and industrial loans, commercial real estate financing, Small Business Administration lending, and consumer mortgages. The company maintains specialized industry lending teams and offers treasury management services, foreign currency exchange solutions, interest rate risk hedging products, and international trade financing. The bank has achieved SBA Preferred Lender status nationwide, facilitating efficient marketing and approval processes for SBA-backed loans.

The company operates 74 branches across the United States as of December 31, 2025, with significant presence in California, Hawaii, New York, New Jersey, Washington, Illinois, Texas, and other states. The branch network includes nine loan production offices and a representative office in Seoul, South Korea. The bank attracts deposits through a wide range of products including checking and savings accounts, money market accounts, time deposits, and retirement accounts, complemented by digital banking services available in both English and Korean.

Hope Bancorp's investment portfolio focuses on providing liquidity and managing interest rate risk through holdings of U.S. Treasury securities, government-sponsored agency bonds, mortgage-backed securities, and municipal securities. The company maintains long-term debt through trust-preferred securities and previously issued convertible notes. As an accelerated filer with the Securities and Exchange Commission, Hope Bancorp is subject to heightened supervision as a banking organization with consolidated assets exceeding ten billion dollars.