Independent Bank Corporation
Independent Bank Corporation (Nasdaq: IBCP) is a bank holding company whose primary subsidiary, Independent Bank, provides commercial banking services to individuals and businesses, including checking and savings accounts, commercial lending, consumer financing, mortgage lending and safe deposit boxes. The bank also… From the company’s description.
Over the twelve months to Sep 30, 2026, Independent Bank Corporation reported revenue of $251.52M, up 9.7% from a year earlier, and net income of $72.10M. Its pre-tax margin was 33.7%. In fiscal 2025, it reported revenue of $225.66M, up 1.4% from fiscal 2024, and net income of $68.54M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Independent Bank Corporation does
In the company’s own words
Independent Bank Corporation (Nasdaq: IBCP) is a bank holding company whose primary subsidiary, Independent Bank, provides commercial banking services to individuals and businesses, including checking and savings accounts, commercial lending, consumer financing, mortgage lending and safe deposit boxes. The bank also offers investment services through a third-party arrangement and title insurance services. Its markets are rural and suburban communities across Lower Michigan, served through 56 branches, one drive-thru facility and loan production offices in Michigan and Ohio, alongside internet and mobile banking. As of December 31, 2025, the bank had $4.276 billion in loans and $4.762 billion in deposits. Independent Bank Corporation was formed in 1973; its bank traces its origins to First National Bank in Ionia, founded in 1864, and the company has expanded through acquisitions, most recently acquiring Traverse City State Bank in 2018. Its website is www.IndependentBank.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- GRAND RAPIDS, MI
- Fiscal year end
- December
- CIK
- 39311
- SIC
- 6022
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Independent Bank Corporation — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Independent Bank Corporation’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Independent Bank Corporation’s bonds, as funds hold them
Funds report holding 1 issues of Independent Bank Corporation’s debt, $32.71M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 7.25%, maturing 2035 to 2035.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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