INTERNATIONAL BANCSHARES CORP
International Bancshares Corporation (Nasdaq: IBOC) operates as a multibank financial holding company providing diversified commercial and retail banking services across Texas and Oklahoma. The company's website is www.ibc.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What INTERNATIONAL BANCSHARES CORP does
In the company’s own words
International Bancshares Corporation (Nasdaq: IBOC) operates as a multibank financial holding company providing diversified commercial and retail banking services across Texas and Oklahoma. The company's website is www.ibc.com.
The company owns five wholly owned subsidiary banks: International Bank of Commerce in Laredo, Commerce Bank in Laredo, International Bank of Commerce in Brownsville, International Bank of Commerce in Zapata, and International Bank of Commerce in Oklahoma City. These subsidiary banks collectively maintain 166 facilities and 247 ATMs serving 75 communities throughout their primary market areas.
International Bancshares' core business encompasses accepting checking and savings deposits and originating commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The company emphasizes both commercial banking services to small- and medium-sized businesses and consumer and retail banking, including mortgage lending. The subsidiary banks maintain significant international banking operations, particularly along the United States-Mexico border, providing letters of credit, commercial and industrial loans, and foreign-exchange services. Deposits from persons and entities domiciled in Mexico comprise approximately 32 percent of the subsidiary banks' total deposit base, representing a large and stable funding source.
The company offers comprehensive banking services including credit cards, safety deposit boxes, collections, escrow services, and customary banking facilities. Digital banking products include IBC Bank Online for internet banking access and IBC Mobile Banking for mobile device access, both available 24 hours daily. The company also provides securities products through third-party providers and maintains ATM networks and retail locations in shopping malls and other convenient locations.
As of December 31, 2025, International Bancshares employed approximately 2,126 full-time employees and 193 part-time employees. The company maintains a significant officer management team with approximately 66 percent having tenure exceeding 15 years and approximately 79 percent of those having tenure exceeding 20 years. The company operates as one of the largest independent financial bank holding companies in Texas and competes with commercial banks, savings and loan associations, credit unions, and non-bank financial service providers throughout its market areas.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- LAREDO, TX
- Fiscal year end
- December
- CIK
- 315709
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns INTERNATIONAL BANCSHARES CORP — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · INTERNATIONAL BANCSHARES CORP’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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