Jefferson Capital, Inc.
Jefferson Capital, Inc. (Nasdaq: JCAP) provides debt recovery and related services in the United States, Canada, the United Kingdom and Latin America. It primarily purchases portfolios of consumer receivables, including credit card, automotive, utility and telecommunications debt, often after the accounts have been… From the company’s description.
In fiscal 2025, Jefferson Capital, Inc. reported revenue of $613.29M and net income of $187.97M. Its operating margin was 51.6%, and operations generated $268.81M in cash. Over the twelve months to Jun 30, 2026, revenue was $659.62M.
Dotted labels explain each measure. is shown separately from the annual figures.
What Jefferson Capital, Inc. does
In the company’s own words
Jefferson Capital, Inc. (Nasdaq: JCAP) provides debt recovery and related services in the United States, Canada, the United Kingdom and Latin America. It primarily purchases portfolios of consumer receivables, including credit card, automotive, utility and telecommunications debt, often after the accounts have been charged off, then collects through legal and voluntary channels. Its sellers include banks, credit card issuers, fintech platforms, telecommunications providers and auto finance companies. The company also services nonperforming loans and manages portfolios for credit originators, and earns credit card revenue through card acquisition programs. It acquires portfolios through individual transactions and forward-flow agreements, and uses account-level valuation methods and statistical models to assess and manage them. In December 2025, it acquired credit card assets from Bluestem but did not acquire the seller’s retail operations or pursue its ongoing originations. Jefferson Capital had 1,120 full-time-equivalent employees across nine offices as of December 31, 2025, and completed its initial public offering in June 2025.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- MINNEAPOLIS, MN
- Fiscal year end
- December
- CIK
- 2046042
- SIC
- 6153
Financial performance, year by year
Fiscal 2025–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Jefferson Capital, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Jefferson Capital, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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