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Companies / Financials / KEMPER Corp
KMPR

KEMPER Corp

FinancialsProperty & Casualty Insurance
Ticker KMPRCHICAGO, ILFiscal year ends DecemberBook value per share $37.29Diluted shares 58.8M

Kemper Corporation (NYSE: KMPR) is an insurance holding company whose subsidiaries provide property and casualty, life, and supplemental accident and health insurance in the United States. Its Specialty Property & Casualty Insurance segment offers personal automobile coverage, particularly to consumers who may have… From the company’s description.

Over the twelve months to Jun 30, 2026, KEMPER Corp reported revenue of $4.57B, down 4.5% from a year earlier, and a net loss of $504.60M. Its operating margin was −10.3%, and operations generated $434.20M in cash. In fiscal 2025, it reported revenue of $4.79B, up 3.3% from fiscal 2024, and net income of $132.60M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$4.79BFY2025
+3.3% year over year
Last 12 mo $4.57B
4.36%FY2025
−5.1 percentage points
Last 12 mo -10.27%
$132.60MFY2025
−57.6% year over year
Last 12 mo $-504.60M
5.34%FY2025
−6.1 percentage points
Last 12 mo -22.60%
Cash & financing
$584.50MFY2025
+52.7% year over year
Last 12 mo $434.20M
$553.90MFY2025
+68.0% year over year
Last 12 mo $396.60M
0.35FY2025
Was 0.50× a year earlier
Last 12 mo 0.43
62.6MFY2025
−3.3% year over year
Last 12 mo 58.8M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What KEMPER Corp does

In the company’s own words

Kemper Corporation (NYSE: KMPR) is an insurance holding company whose subsidiaries provide property and casualty, life, and supplemental accident and health insurance in the United States. Its Specialty Property & Casualty Insurance segment offers personal automobile coverage, particularly to consumers who may have difficulty obtaining standard or preferred coverage, and commercial automobile insurance for markets including contractors, short-haul delivery, and sales and services. Products are distributed mainly through independent agents and brokers, with some direct and captive-channel sales. The Life Insurance segment focuses on basic protection for individuals and families, selling individual life insurance, supplemental accident and health coverage, and fire and contents protection; career agents sell and service these products. Kemper’s principal consumer brands are Kemper Auto and Kemper Life. In 2025, Specialty Property & Casualty products accounted for 89% of consolidated insurance premiums earned, while Life Insurance accounted for 9%. The company served more than 4.5 million policies and had approximately 7,400 associates in 2025; its assets totaled approximately $12.5 billion. Its website is kemper.com.

Company details
Sector
Financials
Industry (SIC)
Property & Casualty Insurance
Headquarters
CHICAGO, IL
Fiscal year end
December
CIK
860748
SIC
6331

Financial performance, year by year

Fiscal 2011–2025 · USD
$-1.13B$754.92M$2.64B$4.53B$6.42B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns KEMPER Corp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

269
funds hold it
0 of 35
superinvestors hold it
$725.07M
held by funds, at market
44.1%
of shares held by funds
2
bond issues held by funds

Largest fund holders · KEMPER Corp’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.09%of fund net assets
Undiscovered Managers Behavioral Value Fund
UBVLX · UNDISCOVERED MANAGERS FUNDS
0.86%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.02%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.04%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

KEMPER Corp’s bonds, as funds hold them

Funds report holding 2 issues of KEMPER Corp’s debt, $193.35M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 3.32%, maturing 2030 to 2032.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do KEMPER Corp and its peers compare on margins and cash generation over ten years?”
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