KEMPER Corp
Kemper Corporation (NYSE: KMPR) is a specialized insurance holding company operating through two primary business segments: Specialty Property & Casualty Insurance and Life Insurance. The company maintains approximately $12.5 billion in assets and serves over 4.5 million policies through a network of more than 24,100… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What KEMPER Corp does
In the company’s own words
Kemper Corporation (NYSE: KMPR) is a specialized insurance holding company operating through two primary business segments: Specialty Property & Casualty Insurance and Life Insurance. The company maintains approximately $12.5 billion in assets and serves over 4.5 million policies through a network of more than 24,100 agents and brokers, supported by approximately 7,400 employees across the United States.
The Specialty Property & Casualty Insurance segment, based in Chicago and operating under the Kemper Auto brand across 22 states, generates 89 percent of consolidated insurance premiums. This segment focuses on personal automobile insurance for consumers with non-standard driving records or claims history, as well as commercial automobile coverage targeting contractors, delivery services, and sales operations. California, Florida, and Texas represent 90 percent of segment premiums. The segment also established Kemper Reciprocal, an Illinois-domiciled reciprocal insurance exchange, which wrote $50.3 million in net premiums during 2025.
The Life Insurance segment, primarily based in St. Louis and operating in 26 states plus the District of Columbia, accounts for approximately 9 percent of consolidated insurance premiums. This segment employs nearly 2,200 career agents who provide individual life insurance, term insurance, and guaranteed issue products to customers seeking basic family protection. Average policy premiums approximate $30 monthly with average face values of $6,513. The segment also distributes fire and contents protection and personal general liability coverage through its agent network. Texas, Louisiana, Mississippi, Alabama, and Florida represent 63 percent of segment premiums.
The company maintains property and casualty insurance reserves of $2.94 billion and life insurance reserves of $3.29 billion as of December 31, 2025. Kemper manages catastrophe exposure through geographic diversification, reinsurance arrangements, and coverage limitations. The company ranks among the top 6 percent of property and casualty insurance groups by net admitted assets and net written premiums, and within the top 31 percent of life and health insurance company groups by similar metrics.
Kemper's website is kemper.com.
Company details
- Sector
- Financials
- Industry
- Property & Casualty Insurance
- Headquarters
- CHICAGO, IL
- Fiscal year end
- December
- CIK
- 860748
- SIC
- 6331
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns KEMPER Corp — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · KEMPER Corp’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
KEMPER Corp’s bonds, as funds hold them
Funds report holding 2 issues of KEMPER Corp’s debt, $193.35M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 3.32%, maturing 2030 to 2032.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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