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Companies / Financials / Kingstone Companies, Inc.
KINS

Kingstone Companies, Inc.

FinancialsProperty & Casualty Insurance
Ticker KINSKINGSTON, NYFiscal year ends DecemberBook value per share $9.33Diluted shares 14.7M

Kingstone Companies, Inc. (Nasdaq: KINS) provides property and casualty insurance through its wholly owned subsidiary, Kingstone Insurance Company, a New York-domiciled carrier that sells exclusively through retail and wholesale agents and brokers. Its products include homeowners, dwelling fire, cooperative and… From the company’s description.

Over the twelve months to Sep 30, 2026, Kingstone Companies, Inc. reported revenue of $249.59M, up 24.5% from a year earlier, and net income of $42.01M. Its operating margin was 22.2%, and operations generated $82.10M in cash. In fiscal 2025, it reported revenue of $214.87M, up 38.5% from fiscal 2024, and net income of $40.77M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$214.87MFY2025
+38.5% year over year
Last 12 mo $249.59M
23.19%FY2025
+6.2 percentage points
Last 12 mo 22.17%
$40.77MFY2025
+122.1% year over year
Last 12 mo $42.01M
33.22%FY2025
+5.7 percentage points
Last 12 mo 30.72%
Cash & financing
$75.86MFY2025
+30.9% year over year
Last 12 mo $82.10M
$73.05MFY2025
+31.4% year over year
Last 12 mo $78.76M
0.04FY2025
Was 0.17× a year earlier
Last 12 mo 0.03
14.1MFY2025
+13.8% year over year
Last 12 mo 14.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Kingstone Companies, Inc. does

In the company’s own words

Kingstone Companies, Inc. (Nasdaq: KINS) provides property and casualty insurance through its wholly owned subsidiary, Kingstone Insurance Company, a New York-domiciled carrier that sells exclusively through retail and wholesale agents and brokers. Its products include homeowners, dwelling fire, cooperative and condominium, renters, and personal umbrella policies, as well as physical-damage-only coverage for livery vehicles and taxis; customers are primarily in downstate New York. In 2025, personal lines represented 94.7% of gross written premiums and livery coverage 5.2%. The company also operates Cosi Agency, a multi-state licensed general agency that accesses alternative distribution channels and earns commission revenue on policies it places with other insurers. Kingstone Insurance Company has operated in New York since 1886 and was the state’s 12th-largest homeowners insurer in 2024. Gross written premiums totaled $277.8 million in 2025. The insurer is licensed in several Northeast states, while actively writing property and casualty products in New York; it announced plans to enter California on an excess and surplus lines basis in 2026. Its website is https://www.kingstonecompanies.com.

Company details
Sector
Financials
Industry (SIC)
Property & Casualty Insurance
Headquarters
KINGSTON, NY
Fiscal year end
December
CIK
33992
SIC
6331

Financial performance, year by year

Fiscal 2011–2025 · USD
$-49.74M$31.90M$113.53M$195.17M$276.81M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Kingstone Companies, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

132
funds hold it
0 of 35
superinvestors hold it
$52.19M
held by funds, at market
20.5%
of shares held by funds

Largest fund holders · Kingstone Companies, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
0.39%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
Nuveen Quant Small Cap Equity Fund
TISEX · TIAA-CREF Funds
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Kingstone Companies, Inc. and its peers compare on margins and cash generation over ten years?”
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