Kinsale Capital Group, Inc.

Kinsale Capital Group, Inc. (NYSE: KNSL) is a property and casualty insurer focused exclusively on the U.S. excess and surplus lines market, providing coverage for hard-to-place risks such as high-risk operations, newly established businesses, and insureds with poor loss histories. It sells commercial and personal policies primarily through independent insurance brokers to customers across all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. Commercial coverage accounted for 97.0% of 2025 gross written premiums, while personal lines, including homeowners insurance, accounted for 3.0%; casualty represented 70.7% and property 29.3%. The company underwrites a broad range of lines, including commercial property, excess and general casualty, construction, allied health, entertainment, and high-value homeowners coverage, and manages claims in-house. Its proprietary technology platform supports underwriting, policy administration, and claims operations. Kinsale was founded in 2009 and operates through Kinsale Insurance Company, its principal insurer, alongside subsidiaries providing management, brokerage, and real estate services. Gross written premiums totaled $1.98 billion in 2025, and cash and invested assets were $5.19 billion at year-end.