KNSL

Kinsale Capital Group, Inc.

Ticker: KNSLFinancialsProperty & Casualty Insurance
HQ RICHMOND, VACIK 1669162FY end 12-31Book / share $88.79Shares 23M
Revenue (FY)
$1.87B+18.04%
TTM $2.00B
Op. margin
0.00%
Net income
$503.61M+21.40%
Operating cash
$1.04B+6.91%
TTM $1.04B
Free cash flow
$990.05M+3.96%
TTM $1.00B
Return on equity
25.70%-2.26%
TTM 27.94%
Debt / equity
0.11-0.01%
TTM 0.11
Shares outstanding
23.3M-0.31%
TTM 22.9M

The business

Kinsale Capital Group, Inc. (KNSL: NASDAQ) operates as a specialty property and casualty insurance company focused exclusively on the excess and surplus lines market in the United States. The company's website is www.kinsalecapital.com.

The company writes a broad array of insurance coverages for risks that are unusual or difficult to place in the standard insurance market, including newly established companies, high-risk operations, and businesses with poor loss histories. Kinsale's product portfolio consists of commercial and personal insurance lines, with commercial lines representing 97 percent of gross written premiums. Within commercial offerings, the company provides casualty coverage, property insurance, construction coverage, small business protection, allied health insurance, entertainment coverage, and products liability, among other specialized lines. Personal insurance, primarily high-value homeowners coverage, comprises the remaining three percent of premiums.

Kinsale distributes its products through a network of independent insurance brokers across all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. The company also operates Aspera Insurance Services, a wholly-owned broker that distributed approximately 1.2 percent of premiums in 2025. The largest brokers include RSG Specialty, AmWINS Brokerage, and CRC Commercial Solutions.

As of December 31, 2025, the company employed approximately 570 people across underwriting, claims, and information technology functions. The company generated gross written premiums of approximately $2.0 billion in 2025, with significant geographic concentration in California, Florida, and Texas, which collectively represented approximately 49 percent of total premiums.

Kinsale's competitive advantages include its proprietary technology platform, which enables rapid underwriting and quoting capabilities, an experienced management team with average tenure exceeding 30 years in the insurance industry, fully integrated in-house claims management, and disciplined expense management. The company maintains an "A" (Excellent) financial strength rating from A.M. Best and manages catastrophe exposure through reinsurance arrangements with highly-rated counterparties and careful underwriting discipline.

Sector
Financials
Industry
Property & Casualty Insurance
HQ
RICHMOND, VA
FY end
12-31
CIK
1669162
SIC
6331
Financial performance · annual
20162025
$-199.60M$399.20M$998.00M$1.60B$2.20B2016201720182019202020212022202320242025TTMTTM

Ownership

Who holds Kinsale Capital Group, Inc. — across funds, superinvestors and bonds · N-PORT 2026Q2 · 13F 2026-06-30

364
funds hold it
1 of 35
superinvestors hold it
$3.37B
fund-held value
45.4%
of shares held by funds

Top fund holders

Fund% of fundValue
Baron Partners Fund
BPTRX · BARON SELECT FUNDS
1.83%$331.13M
Baron Generational Growth Fund
BGRFX · BARON INVESTMENT FUNDS TRUST (f/k/a BARON ASSET FUND)
13.53%$284.92M
iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.20%$247.35M
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%$229.20M
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.09%$165.77M

Superinvestors in Kinsale Capital Group, Inc.

Francois RochonINCREASED +10.0%
Giverny Capital
2.7%

Share of each manager's reported 13F portfolio.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

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15 years of Kinsale Capital Group, Inc.'s financials

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