M&T Bank
M&T Bank Corporation (NYSE: MTB) operates as a financial holding company providing comprehensive banking and financial services across the northeastern United States and select other regions. The company maintains consolidated total assets of $213.5 billion with deposits of $166.9 billion and shareholders' equity of… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What M&T Bank does
In the company’s own words
M&T Bank Corporation (NYSE: MTB) operates as a financial holding company providing comprehensive banking and financial services across the northeastern United States and select other regions. The company maintains consolidated total assets of $213.5 billion with deposits of $166.9 billion and shareholders' equity of $29.2 billion as of December 31, 2025.
M&T's primary subsidiaries include M&T Bank, a New York-chartered commercial bank with roots tracing to 1856, and Wilmington Trust, N.A., a national bank specializing in institutional and wealth management services. M&T Bank operates an extensive domestic banking office and ATM network spanning New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Massachusetts, Maine, Vermont, New Hampshire, Virginia, West Virginia, and the District of Columbia, with additional lending operations in Ontario, Canada.
The company's core business encompasses retail and commercial banking, wealth management, trust services, and institutional banking. M&T Bank offers a broad range of financial products including consumer and commercial lending, deposit services, and fiduciary services. Specialized subsidiaries provide additional services including M&T Realty Capital, which engages in multifamily commercial real estate lending and loan servicing; LEAF Commercial Capital Inc. and M&T Equipment Finance Corp., which provide equipment leasing and financing; and M&T Securities, Inc., which offers institutional brokerage and securities services.
M&T's business model focuses on serving consumers, small and medium-sized businesses, professional clients, governmental entities, and financial institutions within its geographic footprint, though lending also extends to other states. The company maintains a diversified revenue base with interest income from loans and investment securities representing significant portions of consolidated revenues, supplemented by trust and wealth management fees, brokerage services, and other financial services income.
As an accelerated filer and financial holding company, M&T operates under enhanced regulatory oversight from the Federal Reserve, with its bank subsidiaries subject to additional regulation by state banking authorities and the FDIC. The company maintains Category IV status under regulatory tailoring rules applicable to banking organizations with $100 billion or more in consolidated assets.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- BUFFALO, NY
- Fiscal year end
- December
- CIK
- 36270
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns M&T Bank — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Superinvestors in M&T Bank · what they did last quarter
Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.
Largest fund holders · M&T Bank’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
M&T Bank’s bonds, as funds hold them
Funds report holding 15 issues of M&T Bank’s debt, $3.03B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.26%, maturing 2026 to 2036.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do M&T Bank and its peers compare on margins and cash generation over ten years?”
- “Where did five years of M&T Bank's earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in M&T Bank's last four quarterly filings that the numbers alone won't show?”
