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Companies / Financials / MainStreet Bancshares, Inc.
MNSB

MainStreet Bancshares, Inc.

FinancialsBanks & Brokers
Ticker MNSBFAIRFAX, VAFiscal year ends DecemberBook value per share $29.28Diluted shares 7.3M

MainStreet Bancshares, Inc. (Nasdaq: MNSB) is a financial holding company that owns MainStreet Bank and MainStreet Community Capital, LLC. MainStreet Bank is a community commercial bank serving retail customers, small and medium-sized businesses, professionals and professional service organizations in Northern… From the company’s description.

Over the twelve months to Jun 30, 2026, MainStreet Bancshares, Inc. reported revenue of $73.29M, up 3.7% from a year earlier, and net income of $17.34M. Its pre-tax margin was 29.6%. In fiscal 2025, it reported revenue of $73.57M, up 11.8% from fiscal 2024, and net income of $15.61M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$73.57MFY2025
+11.8% year over year
Last 12 mo $73.29M
25.95%FY2025
+47.1 percentage points
Last 12 mo 29.59%
$15.61MFY2025
+256.4% year over year
Last 12 mo $17.34M
7.14%FY2025
+11.9 percentage points
Last 12 mo 8.09%
Cash & financing
$14.81MFY2025
+0.5% year over year
Last 12 mo $23.71M
$10.64MFY2025
+18.8% year over year
Last 12 mo $23.22M
9.01FY2025
Was 9.52× a year earlier
Last 12 mo 9.35
7.6MFY2025
+0.8% year over year
Last 12 mo 7.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What MainStreet Bancshares, Inc. does

In the company’s own words

MainStreet Bancshares, Inc. (Nasdaq: MNSB) is a financial holding company that owns MainStreet Bank and MainStreet Community Capital, LLC. MainStreet Bank is a community commercial bank serving retail customers, small and medium-sized businesses, professionals and professional service organizations in Northern Virginia and the greater Washington, D.C. area. It provides commercial, real estate and consumer loans; checking, savings and certificate-of-deposit products; mortgage services; and online and mobile banking and business cash-management services. Its lending includes business-purpose loans, commercial real estate and construction financing, residential mortgages and consumer credit. MainStreet Community Capital is a certified community development entity that serves as an intermediary for loans and investments in low-income communities. The company operates seven bank branches across Virginia and Washington, D.C. At December 31, 2025, it had $2.21 billion in consolidated assets and $1.9 billion in deposits. The Bank opened in 2004, and the holding company established MainStreet Community Capital in 2021. Its website is www.mstreetbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
FAIRFAX, VA
Fiscal year end
December
CIK
1693577
SIC
6022

Financial performance, year by year

Fiscal 2019–2025 · USD
$-18.94M$7.93M$34.80M$61.67M$88.54M2019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns MainStreet Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

104
funds hold it
0 of 35
superinvestors hold it
$26.77M
held by funds, at market
15.6%
of shares held by funds

Largest fund holders · MainStreet Bancshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.01%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do MainStreet Bancshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of MainStreet Bancshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in MainStreet Bancshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
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