MERCURY GENERAL CORP
Mercury General Corporation operates as a diversified insurance holding company providing personal automobile insurance, homeowners insurance, and commercial insurance products to customers across the United States. The company, which traces its origins to 1963 with the establishment of the California General… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What MERCURY GENERAL CORP does
In the company’s own words
Mercury General Corporation operates as a diversified insurance holding company providing personal automobile insurance, homeowners insurance, and commercial insurance products to customers across the United States. The company, which traces its origins to 1963 with the establishment of the California General Underwriters Profit Sharing Plan, has evolved into a significant player in the property and casualty insurance sector.
The company's primary business segments include personal lines insurance, which represents the largest portion of operations, and commercial lines insurance. Mercury General serves customers through multiple distribution channels, including independent agents and direct channels, enabling broad market reach and customer accessibility. The company maintains a geographically diverse customer base spanning numerous states, which helps mitigate regional economic and weather-related risks.
Mercury General's competitive positioning is built on several durable advantages, including its established brand recognition in the insurance marketplace, efficient underwriting and claims processing operations, and sophisticated risk management capabilities. The company leverages advanced data analytics and technology infrastructure to optimize pricing, underwriting decisions, and customer service delivery. Its multi-channel distribution strategy provides flexibility in reaching different customer segments and market conditions.
The organization maintains substantial operational scale with thousands of employees supporting underwriting, claims, customer service, and administrative functions across multiple locations. This infrastructure supports the company's ability to process and manage a large portfolio of insurance policies while maintaining service quality and operational efficiency.
Mercury General's business model relies on premium revenue from insurance policies, investment income from its investment portfolio, and disciplined expense management. The company maintains underwriting discipline to ensure profitability while competing effectively in its markets. The insurance industry experience and actuarial expertise embedded throughout the organization contribute to sustainable competitive advantages in risk assessment and pricing accuracy.
For more information, visit www.mercurygeneral.com. Mercury General Corporation trades on the New York Stock Exchange under ticker symbol MCG.
Company details
- Sector
- Financials
- Industry
- Property & Casualty Insurance
- Headquarters
- LOS ANGELES, CA
- Fiscal year end
- December
- CIK
- 64996
- SIC
- 6331
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns MERCURY GENERAL CORP — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · MERCURY GENERAL CORP’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
MERCURY GENERAL CORP’s bonds, as funds hold them
Funds report holding 2 issues of MERCURY GENERAL CORP’s debt, $140.56M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.41%, maturing 2027 to 2036.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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