Navient LLC
Navient owns and manages education loan portfolios and originates private student loans through its Earnest brand, serving students, families and borrowers. Its Consumer Lending segment offers in-school undergraduate and graduate loans, education-loan refinancing and digital financial services, and earns revenue… From the company’s description.
Over the twelve months to Jun 30, 2026, Navient LLC reported revenue of $601.00M, down 35.3% from a year earlier, and a net loss of $49.00M. In fiscal 2025, it reported revenue of $610.00M, down 47.0% from fiscal 2024, and a net loss of $80.00M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Navient LLC does
In the company’s own words
Navient owns and manages education loan portfolios and originates private student loans through its Earnest brand, serving students, families and borrowers. Its Consumer Lending segment offers in-school undergraduate and graduate loans, education-loan refinancing and digital financial services, and earns revenue mainly from interest on private education loans. Its Federal Education Loans segment owns and manages federally guaranteed Federal Family Education Loan Program (FFELP) loans; the discontinued program’s portfolio is expected to wind down over time. Navient outsourced servicing of its loan portfolios to a third party in 2024. The company sold its healthcare services business in 2024 and its government services business in 2025, ending its Business Processing operations. As of December 31, 2025, Navient managed $15.5 billion of private education loans and $28.1 billion of FFELP loans; it had approximately 670 employees. Its website is navient.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- HERNDON, VA
- Fiscal year end
- December
- CIK
- 1593538
- SIC
- 6211
Financial performance, year by year
Fiscal 2014–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Navient LLC — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Navient LLC’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Navient LLC’s bonds, as funds hold them
Funds report holding 10 issues of Navient LLC’s debt, $2.26B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 7.06%, maturing 2026 to 2043.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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