nCino, Inc.
nCino, Inc. (Nasdaq: NCNO) provides cloud-based software that helps financial institutions digitize and manage banking operations. Its platform supports customer onboarding and account opening, commercial, consumer, small-business and mortgage lending, credit monitoring, and integrations and analytics, with artificial… From the company’s description.
Over the twelve months to Jul 31, 2026, nCino, Inc. reported revenue of $622.24M, up 8.6% from a year earlier, and net income of $38.79M. Its operating margin was 7.9%, and operations generated $133.61M in cash. In fiscal 2025, it reported revenue of $594.78M, up 10.0% from fiscal 2024, and net income of $9.70M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What nCino, Inc. does
In the company’s own words
nCino, Inc. (Nasdaq: NCNO) provides cloud-based software that helps financial institutions digitize and manage banking operations. Its platform supports customer onboarding and account opening, commercial, consumer, small-business and mortgage lending, credit monitoring, and integrations and analytics, with artificial intelligence embedded in workflows for automation, insights and decision support. Customers include banks and credit unions of all sizes, challenger banks and independent mortgage lenders. nCino operates as a unified platform rather than through separately reported business segments, and its solutions are built on the Salesforce Platform and use Amazon Web Services infrastructure. The company was spun out of a bank in 2011 and has expanded its platform through acquisitions that added capabilities in areas including mortgage lending, onboarding, account opening and analytics. At the end of fiscal 2026, nCino served more than 2,700 customers, including approximately 1,500 depository financial institutions, and employed 1,684 people. Its website is www.ncino.com.
Company details
- Sector
- Information Technology
- Industry (SIC)
- Prepackaged Software
- Headquarters
- WILMINGTON, NC
- Fiscal year end
- January
- CIK
- 1902733
- SIC
- 7372
Financial performance, year by year
Fiscal 2020–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns nCino, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · nCino, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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