nCino, Inc.
nCino, Inc. (NASDAQ: NCINO) operates as a cloud-based software platform provider serving financial institutions globally. The company's website is located at www.ncino.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What nCino, Inc. does
In the company’s own words
nCino, Inc. (NASDAQ: NCINO) operates as a cloud-based software platform provider serving financial institutions globally. The company's website is located at www.ncino.com.
nCino provides a unified, intelligent banking platform designed to help financial institutions of all sizes optimize operations, improve efficiency, and enhance customer experiences. The platform combines industry data, customer workflows, and advanced analytics with artificial intelligence capabilities to deliver solutions across multiple banking functions. The company's core offerings include onboarding solutions that streamline customer account opening and compliance processes, comprehensive lending platforms spanning commercial, consumer, small business, and mortgage lending, credit monitoring and portfolio analytics tools, and integration and intelligence capabilities that connect disparate banking systems and provide actionable insights.
The nCino Platform is built on fundamental elements of the Salesforce Platform and leverages Amazon Web Services as its cloud infrastructure layer. This architecture enables the company to focus product development on vertical banking functionality while benefiting from Salesforce's global infrastructure and scalability. The platform employs a multi-tenant, service-oriented architecture that allows nCino to spread operational costs across its customer base while scaling efficiently.
As of January 31, 2026, nCino served over 2,700 customers, including approximately 1,500 depository financial institutions. The customer base ranges from global financial institutions such as Wells Fargo, Bank of America, and Barclays to regional and community banks, credit unions, and challenger banks. Of total customers, 620 generated more than $100,000 in subscription revenues, 114 generated more than $1.0 million, and 14 generated more than $5.0 million annually. No single customer represented more than 10% of total revenues in fiscal 2026.
The company employed 1,684 people as of January 31, 2026, with approximately 70 percent based in the United States and 30 percent in other global locations. nCino operates across more than 25 countries, with regional offices supporting North America, Europe, the Middle East, Africa, and Asia-Pacific markets. The company has strategically acquired multiple technology platforms including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking to expand platform capabilities and accelerate innovation in mortgage lending, onboarding, account opening, indirect auto lending, and advanced analytics.
Company details
- Sector
- Technology
- Industry
- Prepackaged Software
- Headquarters
- WILMINGTON, NC
- Fiscal year end
- January
- CIK
- 1902733
- SIC
- 7372
Financial performance, year by year
Fiscal 2021–2026 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns nCino, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · nCino, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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