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Companies / Financials / NewtekOne, Inc.
NEWT

NewtekOne, Inc.

FinancialsCommercial Banks
Ticker NEWTBOCA RATON, FLFiscal year ends DecemberBook value per share $14.40Diluted shares 28.7M

NewtekOne, Inc. (Nasdaq: NEWT) operates as a technology-enabled financial holding company serving independent business owners and small-to-medium-sized businesses (SMBs) with revenue ranging from $1 million to $100 million. The company's website is www.newtekone.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$284.80M
+10.6% year over year
Last 12 mo $294.31M
28.08%
+1.4 percentage points
Last 12 mo 29.15%
$60.51M
+19.0% year over year
Last 12 mo $65.45M
15.22%
−1.9 percentage points
Last 12 mo 15.83%
Cash & financing
$-579.24M
−278.6% year over year
Last 12 mo $-739.49M
$-589.47M
−284.1% year over year
Last 12 mo $-749.69M
5.63
Was 5.67× a year earlier
Last 12 mo 1.34
26.7M
+6.1% year over year
Last 12 mo 28.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What NewtekOne, Inc. does

In the company’s own words

NewtekOne, Inc. (Nasdaq: NEWT) operates as a technology-enabled financial holding company serving independent business owners and small-to-medium-sized businesses (SMBs) with revenue ranging from $1 million to $100 million. The company's website is www.newtekone.com.

NewtekOne provides a comprehensive ecosystem of business and financial solutions under the Newtek and NewtekOne brands through its subsidiary Newtek Bank, National Association, and various non-bank subsidiaries. The company's core business segments include Newtek Banking, Newtek Lending, Newtek Payments, Newtek Payroll, and Newtek Insurance.

The Newtek Lending Platform represents a material portion of revenues and includes SBA 7(a) loans, SBA 504 loans, conventional commercial and industrial loans, asset-based lending, and commercial real estate financing. As of February 2026, Newtek Bank ranked as the third largest SBA 7(a) lender in the United States by dollar loan approval volume. The company originated $767.8 million in SBA 7(a) loans during 2025. The company's SBA 7(a) loan portfolio consists of 8,431 loans originated across all 50 states in 82 different industries.

Newtek Banking focuses on deposit gathering and depository services, with the company surpassing $1.4 billion in total deposits as of December 31, 2025. Newtek Payments includes merchant processing services through subsidiaries Newtek Merchant Solutions and POS on Cloud, which processed $5.2 billion in merchant transaction volumes during 2025. Newtek Payroll and Benefits Solutions and Newtek Insurance Agency provide payroll management and commercial insurance services respectively.

The company's proprietary NewTracker technology platform manages customer acquisition and loan processing, while the Newtek Advantage provides clients with integrated access to all business and financial solutions through a single digital dashboard. NewtekOne operates without traditional bank branches or brokers, instead utilizing a network of alliance partners and business service specialists to acquire and serve customers cost-effectively across the United States.

Company details
Sector
Financials
Industry
Commercial Banks
Headquarters
BOCA RATON, FL
Fiscal year end
December
CIK
1587987
SIC
6021

Financial performance, year by year

Fiscal 2022–2025 · USD
$-29.43M$58.86M$147.15M$235.45M$323.74M2022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns NewtekOne, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

119
funds hold it
0 of 35
superinvestors hold it
$82.67M
held by funds, at market
19.8%
of shares held by funds
2
bond issues held by funds

Largest fund holders · NewtekOne, Inc.’s weight in each

iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
T. Rowe Price Financial Services Fund, Inc.
PRISX · T. ROWE PRICE FINANCIAL SERVICES FUND, INC.
0.36%of fund net assets
T. Rowe Price Integrated U.S. Small-Mid Cap Core Equity Fund
TQSMX · T. ROWE PRICE INTEGRATED EQUITY FUNDS, INC.
0.25%of fund net assets
0.18%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

NewtekOne, Inc.’s bonds, as funds hold them

Funds report holding 2 issues of NewtekOne, Inc.’s debt, $5.47M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 8.27%, maturing 2027 to 2030.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do NewtekOne, Inc. and its peers compare on margins and cash generation over ten years?”
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