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Companies / Financials / Northpointe Bancshares, Inc.
NPB

Northpointe Bancshares, Inc.

FinancialsBanks & Brokers
Ticker NPBGRAND RAPIDS, MIBook value per share $17.31Diluted shares 35.3M

Northpointe Bancshares, Inc. (NYSE: NPB) is a bank holding company whose subsidiary, Northpointe Bank, provides mortgage and banking services to customers nationwide through primarily digital channels. Its two reportable segments are Mortgage Purchase Program (MPP), which supplies independent mortgage banking… From the company’s description.

In fiscal 2025, Northpointe Bancshares, Inc. reported revenue of $241.72M, up 29.2% from fiscal 2024, and net income of $83.41M. Its pre-tax margin was 45.7%. Over the twelve months to Jun 30, 2026, revenue was $257.23M.

Fiscal year 2025Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$241.72MFY2025
+29.2% year over year
Last 12 mo $257.23M
45.67%FY2025
+6.7 percentage points
Last 12 mo 46.44%
$83.41MFY2025
+51.2% year over year
Last 12 mo $89.72M
14.66%FY2025
+2.7 percentage points
Last 12 mo 14.67%
Cash & financing
$44.29MFY2025
+123.6% year over year
Last 12 mo $103.72M
$41.53MFY2025
+121.4% year over year
Last 12 mo $101.84M
11.26FY2025
Was 10.22× a year earlier
Last 12 mo 11.22
33.9MFY2025
+31.1% year over year
Last 12 mo 35.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Northpointe Bancshares, Inc. does

In the company’s own words

Northpointe Bancshares, Inc. (NYSE: NPB) is a bank holding company whose subsidiary, Northpointe Bank, provides mortgage and banking services to customers nationwide through primarily digital channels. Its two reportable segments are Mortgage Purchase Program (MPP), which supplies independent mortgage banking platforms with collateralized facilities to fund home loans before they are sold or securitized, and Retail Banking, which includes residential mortgage lending, digital deposit banking and loan servicing. Residential lending serves homebuyers and refinancing borrowers with conventional, government and non-qualified mortgage products, as well as first-lien home equity lines linked to deposit sweep accounts. The bank also attracts retail and commercial deposits and services selected loans for borrowers and investors. Founded in 1999 as a mortgage portfolio lender focused on the Midwest, the bank now operates nationally, with loan production offices in 25 cities across 15 states and customers in all 50 states and the District of Columbia. Northpointe Bancshares completed its initial public offering in February 2025. It had 483 full-time and eight part-time employees as of December 31, 2025. Its website is www.northpointe.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
GRAND RAPIDS, MI
CIK
1336706
SIC
6022

Financial performance, year by year

Fiscal 2024–2025 · USD
$-25.72M$51.45M$128.62M$205.79M$282.96M20242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Northpointe Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

138
funds hold it
0 of 35
superinvestors hold it
$99.18M
held by funds, at market
15.6%
of shares held by funds
2
bond issues held by funds

Largest fund holders · Northpointe Bancshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
Column Small Cap Select Fund
CFSSX · Trust for Professional Managers
—of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.03%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Northpointe Bancshares, Inc.’s bonds, as funds hold them

Funds report holding 2 issues of Northpointe Bancshares, Inc.’s debt, $8.41M at market value — what funds hold, not the company’s total debt.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Northpointe Bancshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Northpointe Bancshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Northpointe Bancshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
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