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Companies / Financials / OFG BANCORP
OFG

OFG BANCORP

FinancialsBanks & Brokers
Ticker OFGSAN JUAN, PRFiscal year ends DecemberBook value per share $33.00Diluted shares 42.6M

OFG Bancorp (NYSE: OFG) is a financial holding company headquartered in San Juan, Puerto Rico, with its principal subsidiary being Oriental Bank, a Federal Deposit Insurance Corporation-insured Puerto Rico commercial bank founded in 1964. The company operates through three reportable segments: Banking, Wealth… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$731.44M
+2.8% year over year
Last 12 mo $746.80M
32.01%
−3.6 percentage points
Last 12 mo 32.88%
$205.10M
+3.5% year over year
Last 12 mo $220.44M
14.76%
−1 percentage points
Last 12 mo 15.66%
Cash & financing
$217.72M
−13.8% year over year
Last 12 mo $225.03M
$199.34M
−13.8% year over year
Last 12 mo $202.66M
7.38
Was 7.66× a year earlier
Last 12 mo 0.00
44.8M
−4.6% year over year
Last 12 mo 42.6M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What OFG BANCORP does

In the company’s own words

OFG Bancorp (NYSE: OFG) is a financial holding company headquartered in San Juan, Puerto Rico, with its principal subsidiary being Oriental Bank, a Federal Deposit Insurance Corporation-insured Puerto Rico commercial bank founded in 1964. The company operates through three reportable segments: Banking, Wealth Management, and Treasury.

The Banking segment represents the core of OFG's operations, encompassing comprehensive retail and commercial banking services delivered through branches throughout Puerto Rico and the U.S. Virgin Islands, as well as select loan products in the continental United States. Banking activities include commercial, consumer, auto, and mortgage lending, along with deposit products and corporate trust services. The Bank operates wholly owned subsidiaries including OFG USA, which conducts commercial lending from Charlotte, North Carolina, and two international banking entities that provide Puerto Rico tax advantages for offshore transactions. The Bank also owns OBPEF, a private equity fund providing financing to support Puerto Rico's economic development.

The Wealth Management segment comprises securities brokerage and investment advisory services through Oriental Financial Services, insurance agency operations through Oriental Insurance, reinsurance activities through OFG Reinsurance based in the Cayman Islands, and trust services through Oriental Trust. These subsidiaries provide integrated financial solutions including tax-advantaged fixed income securities, mutual funds, stocks, bonds, and separately managed accounts.

The Treasury segment manages OFG's investment portfolio, consisting primarily of mortgage-backed securities, U.S. government-sponsored agency obligations, Treasury securities, and money market instruments.

As of December 31, 2025, OFG employed 2,185 people across its operations. The company's principal funding source is customer deposits, which it gathers through its branch network and digital sales platform. OFG competes in the Puerto Rico banking market against traditional banks, credit unions, brokerage firms, and other financial service providers, differentiating itself through innovative banking technologies, service quality, and competitive terms. The company is pursuing a strategic transformation toward becoming a fully digital, data-driven, customer-centric financial institution while maintaining strong human relationships. More information is available at www.ofgbancorp.com.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
SAN JUAN, PR
Fiscal year end
December
CIK
1030469
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-77.43M$147.36M$372.15M$596.94M$821.73M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns OFG BANCORP — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

333
funds hold it
0 of 35
superinvestors hold it
$1.23B
held by funds, at market
60.7%
of shares held by funds

Largest fund holders · OFG BANCORP’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.11%of fund net assets
First Trust SMID Cap Rising Dividend Achievers ETF
SDVY · First Trust Exchange-Traded Fund VI
0.91%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.23%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.06%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

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