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Companies / Financials / OFG Bancorp
OFG

OFG Bancorp

FinancialsBanks & Brokers
Ticker OFGSAN JUAN, PRFiscal year ends DecemberBook value per share $31.37Diluted shares 42.6M

OFG Bancorp (NYSE: OFG) is a financial holding company that provides banking and financial services primarily to customers in Puerto Rico and the U.S. Virgin Islands, with selected commercial lending in the continental United States. Its principal subsidiary, Oriental Bank, offers deposits, commercial and consumer… From the company’s description.

Over the twelve months to Sep 30, 2026, OFG Bancorp reported revenue of $746.84M, up 2.3% from a year earlier, and net income of $225.22M. Its pre-tax margin was 34.2%. In fiscal 2025, it reported revenue of $731.44M, up 2.8% from fiscal 2024, and net income of $205.10M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$731.44MFY2025
+2.8% year over year
Last 12 mo $746.84M
32.01%FY2025
−3.6 percentage points
Last 12 mo 34.22%
$205.10MFY2025
+3.5% year over year
Last 12 mo $225.22M
14.76%FY2025
−1 percentage points
Last 12 mo 16.85%
Cash & financing
$217.72MFY2025
−13.8% year over year
Last 12 mo $274.04M
$199.34MFY2025
−13.8% year over year
Last 12 mo $250.39M
7.38FY2025
Was 7.66× a year earlier
Last 12 mo 7.47
44.8MFY2025
−4.6% year over year
Last 12 mo 42.6M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What OFG Bancorp does

In the company’s own words

OFG Bancorp (NYSE: OFG) is a financial holding company that provides banking and financial services primarily to customers in Puerto Rico and the U.S. Virgin Islands, with selected commercial lending in the continental United States. Its principal subsidiary, Oriental Bank, offers deposits, commercial and consumer loans, auto financing, mortgage lending and corporate trust services. OFG also provides securities brokerage and investment advisory services, insurance and reinsurance, and financial planning and investment products. The company operates through three reportable segments: Banking, Wealth Management and Treasury. Banking includes retail and commercial banking and mortgage activities; Wealth Management includes brokerage, insurance and trust services; and Treasury manages funding and the investment portfolio. As of December 31, 2025, OFG had 2,185 employees. Its website is https://www.ofgbancorp.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
SAN JUAN, PR
Fiscal year end
December
CIK
1030469
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-77.44M$147.36M$372.17M$596.97M$821.77M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns OFG Bancorp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

333
funds hold it
0 of 35
superinvestors hold it
$1.23B
held by funds, at market
61.3%
of shares held by funds

Largest fund holders · OFG Bancorp’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.11%of fund net assets
First Trust SMID Cap Rising Dividend Achievers ETF
SDVY · First Trust Exchange-Traded Fund VI
0.91%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.06%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do OFG Bancorp and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of OFG Bancorp's earnings go — cash, debt, buybacks, reinvestment?”
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