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Companies / Financials / Onity Group Inc.
ONIT

Onity Group Inc.

FinancialsBanks & Brokers
Ticker ONITWEST PALM BEACH, FLFiscal year ends DecemberBook value per share $72.28Diluted shares 8.4M

Onity Group Inc. (NYSE: ONIT) is a financial services company that services and originates forward and reverse mortgage loans, primarily through its PHH Mortgage and Liberty Reverse Mortgage brands. Its customers and clients include borrowers, financial institutions, government-sponsored enterprises, Ginnie Mae,… From the company’s description.

Over the twelve months to Sep 30, 2026, Onity Group Inc. reported revenue of $1.15B, up 14.4% from a year earlier, and net income of $127.50M. Its pre-tax margin was 40.7%. In fiscal 2025, it reported revenue of $1.07B, up 9.3% from fiscal 2024, and net income of $189.50M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$1.07BFY2025
+9.3% year over year
Last 12 mo $1.15B
38.01%FY2025
+0.7 percentage points
Last 12 mo 40.70%
$189.50MFY2025
+459.0% year over year
Last 12 mo $127.50M
30.18%FY2025
+22.5 percentage points
Last 12 mo 20.95%
Cash & financing
$-748.00MFY2025
−30.4% year over year
Last 12 mo $-1.76B
$-750.90MFY2025
−30.7% year over year
Last 12 mo $-1.76B
6.21FY2025
Was 6.71× a year earlier
Last 12 mo 9.07
8.6MFY2025
+6.8% year over year
Last 12 mo 8.4M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Onity Group Inc. does

In the company’s own words

Onity Group Inc. (NYSE: ONIT) is a financial services company that services and originates forward and reverse mortgage loans, primarily through its PHH Mortgage and Liberty Reverse Mortgage brands. Its customers and clients include borrowers, financial institutions, government-sponsored enterprises, Ginnie Mae, mortgage-backed securities trusts and other mortgage servicing rights investors. Onity reports three segments: Servicing, which includes owned and subserviced residential forward and reverse loans as well as a small commercial portfolio; Originations, which originates and purchases loans for sale or securitization and acquires servicing rights and subservicing relationships; and Corporate. Servicing accounts for the majority of revenue. Servicing activities include collecting payments, administering escrow accounts, managing delinquent loans and handling loss mitigation and foreclosure processes. Originations channels include consumer direct, correspondent and wholesale lending. At December 31, 2025, the company’s servicing and subservicing portfolio comprised approximately 1.4 million loans with $328.3 billion in unpaid principal balance. Onity has serviced residential mortgage loans since 1988, and its operations span the United States, the U.S. Virgin Islands, India and the Philippines.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
WEST PALM BEACH, FL
Fiscal year end
December
CIK
873860
SIC
6162

Financial performance, year by year

Fiscal 2011–2025 · USD
$-727.64M$46.62M$820.88M$1.60B$2.37B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Onity Group Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

139
funds hold it
0 of 35
superinvestors hold it
$76.62M
held by funds, at market
23.1%
of shares held by funds

Largest fund holders · Onity Group Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Small Cap Value Fund
ASVIX · American Century Capital Portfolios, Inc.
0.24%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Onity Group Inc. and its peers compare on margins and cash generation over ten years?”
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