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Companies / Financials / OP Bancorp
OPBK

OP Bancorp

FinancialsBanks & Brokers
Ticker OPBKLOS ANGELES, CAFiscal year ends DecemberBook value per share $16.06Diluted shares 14.9M

OP Bancorp (Nasdaq: OPBK) is a bank holding company whose wholly owned subsidiary, Open Bank, provides commercial banking services to small and medium-sized businesses, business owners and retail customers, with a focus on Korean-American communities. Its lending includes commercial real estate, commercial and… From the company’s description.

Over the twelve months to Sep 30, 2026, OP Bancorp reported revenue of $102.06M, up 11.2% from a year earlier, and net income of $30.01M. Its pre-tax margin was 40.0%. In fiscal 2025, it reported revenue of $94.68M, up 15.4% from fiscal 2024, and net income of $25.64M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$94.68MFY2025
+15.4% year over year
Last 12 mo $102.06M
37.31%FY2025
+1.9 percentage points
Last 12 mo 40.05%
$25.64MFY2025
+21.7% year over year
Last 12 mo $30.01M
11.25%FY2025
+1 percentage points
Last 12 mo 12.51%
Cash & financing
$26.16MFY2025
−16.5% year over year
Last 12 mo $29.35M
$23.36MFY2025
−21.6% year over year
Last 12 mo $28.79M
10.44FY2025
Was 10.35× a year earlier
Last 12 mo 10.54
14.9MFY2025
+0.2% year over year
Last 12 mo 14.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What OP Bancorp does

In the company’s own words

OP Bancorp (Nasdaq: OPBK) is a bank holding company whose wholly owned subsidiary, Open Bank, provides commercial banking services to small and medium-sized businesses, business owners and retail customers, with a focus on Korean-American communities. Its lending includes commercial real estate, commercial and industrial, Small Business Administration, residential mortgage, mortgage warehouse and consumer loans; deposit products include demand, savings, money market and time accounts, with online and mobile banking access. The company operates through one reportable segment, community banking, and serves customers through 12 full-service branches in California, Texas and Nevada and five loan production offices in other U.S. markets. As of December 31, 2025, it had 249 full-time equivalent employees. The business began as First Standard Bank in 2005, adopted the Open Bank name in 2010 and formed OP Bancorp as its holding company in 2016. Its website is www.myopenbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
LOS ANGELES, CA
Fiscal year end
December
CIK
1722010
SIC
6022

Financial performance, year by year

Fiscal 2018–2025 · USD
$-10.21M$20.41M$51.03M$81.65M$112.26M20182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns OP Bancorp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

122
funds hold it
0 of 35
superinvestors hold it
$46.82M
held by funds, at market
21.4%
of shares held by funds

Largest fund holders · OP Bancorp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
—of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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