10x Insights
Loading account…
Companies / Financials / OP Bancorp
OPBK

OP Bancorp

FinancialsBanks & Brokers
Ticker OPBKLOS ANGELES, CAFiscal year ends DecemberBook value per share $15.98Diluted shares 14.9M

OP Bancorp (NASDAQ: OPBK) operates as a bank holding company headquartered in Los Angeles, California, conducting its commercial community banking activities through Open Bank, its wholly owned subsidiary. The company's website is www.myopenbank.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$94.68M
+15.4% year over year
Last 12 mo $99.03M
37.31%
+1.9 percentage points
Last 12 mo 40.54%
$25.64M
+21.7% year over year
Last 12 mo $28.95M
11.25%
+1 percentage points
Last 12 mo 12.13%
Cash & financing
$26.16M
−16.5% year over year
Last 12 mo $27.91M
$23.36M
−21.6% year over year
Last 12 mo $27.01M
10.44
Was 10.35× a year earlier
Last 12 mo 0.42
14.9M
+0.2% year over year
Last 12 mo 14.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What OP Bancorp does

In the company’s own words

OP Bancorp (NASDAQ: OPBK) operates as a bank holding company headquartered in Los Angeles, California, conducting its commercial community banking activities through Open Bank, its wholly owned subsidiary. The company's website is www.myopenbank.com.

Founded in 2005 as First Standard Bank and rebranded as Open Bank in 2010, OP Bancorp formed its holding company structure in 2016. The company provides commercial banking services primarily to small and medium-sized businesses, their owners, and retail customers, with a strategic focus on the Korean-American community across multiple states.

Open Bank operates twelve full-service branches located across California, Texas, and Nevada, including nine branches in Los Angeles and Orange Counties, one branch in Santa Clara, California, one in Carrollton, Texas, and one in Las Vegas, Nevada. Additionally, the company maintains five loan production offices in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. As of December 31, 2025, OP Bancorp employed 249 full-time equivalent employees.

The company's lending activities are diversified across commercial real estate, commercial and industrial loans, Small Business Administration loans, home mortgages, and consumer loans. OP Bancorp attracts retail deposits through its branch network offering a wide range of deposit products for business and consumer banking customers. The company supplements core deposits with wholesale funding, including brokered deposits, as needed.

OP Bancorp maintains a values-based corporate culture rooted in personal community-based relationship banking. The company established the Open Stewardship Foundation in 2011 to support civic organizations, schools, and charitable nonprofits in its service communities. Since inception, the foundation has donated approximately $22.1 million to support over 250 local nonprofit organizations through December 31, 2025. The company commits annually to contribute ten percent of consolidated net income after taxes to the foundation.

The company competes primarily through relationship-based banking, deep community knowledge, responsive decision-making, disciplined risk management, and a scalable operating platform. While historically growing through organic expansion and de novo branches, OP Bancorp remains open to considering opportunistic strategic acquisitions to enhance its long-term growth strategy.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
LOS ANGELES, CA
Fiscal year end
December
CIK
1722010
SIC
6022

Financial performance, year by year

Fiscal 2018–2025 · USD
$-9.90M$19.81M$49.52M$79.22M$108.93M20182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns OP Bancorp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

122
funds hold it
0 of 35
superinvestors hold it
$46.82M
held by funds, at market
21.4%
of shares held by funds

Largest fund holders · OP Bancorp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Regional Bank Fund
FRBAX · John Hancock Investment Trust II
0.55%of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do OP Bancorp and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of OP Bancorp's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in OP Bancorp's last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.