PATHWARD FINANCIAL, INC.
Pathward Financial, Inc. (NASDAQ: PAWD) operates as a bank holding company through its wholly-owned subsidiary, Pathward, National Association, a nationally chartered bank. The company serves as a nationwide provider of payments and commercial finance products, with its principal executive office located in Sioux… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What PATHWARD FINANCIAL, INC. does
In the company’s own words
Pathward Financial, Inc. (NASDAQ: PAWD) operates as a bank holding company through its wholly-owned subsidiary, Pathward, National Association, a nationally chartered bank. The company serves as a nationwide provider of payments and commercial finance products, with its principal executive office located in Sioux Falls, South Dakota. The company's website is www.pathward.com.
Pathward Financial operates through two primary business lines: Partner Solutions and Commercial Finance. The Partner Solutions business line collaborates with external partners to provide payment and lending solutions, including prepaid card sponsorship, deposit account offerings, payment processing, consumer lending, and professional tax solutions. The company is one of the leading debit and prepaid card issuers in the country and serves over 42,000 independent tax offices through its tax preparation software and refund advance products. The Commercial Finance business line offers working capital financing, equipment finance and leasing, structured finance products, and government-guaranteed lending through SBA and USDA programs.
The company's loan and lease portfolio totaled $4.61 billion as of September 30, 2025, representing 64 percent of total assets. The deposit portfolio reached $5.89 billion, with approximately 95.5 percent held in noninterest-bearing checking accounts, primarily related to Partner Solutions prepaid card programs. The company maintains significant involvement in alternative energy financing, with approximately 60 percent of its term lending portfolio concentrated in solar and alternative energy projects.
Pathward Financial operates as an accelerated filer with the Securities and Exchange Commission and maintains well-capitalized status as a financial institution. The company's regulatory framework includes comprehensive supervision by federal banking authorities. In October 2024, the company completed the sale of its commercial insurance premium finance business to AFS IBEX Financial Services, LLC, representing a strategic divestiture to focus on core operations.
The company's mission centers on financial inclusion, removing barriers to banking access for underserved populations and promoting economic mobility through responsible financial products and partnerships with community-focused organizations.
Company details
- Sector
- Financials
- Industry
- Commercial Banks
- Headquarters
- SIOUX FALLS, SD
- Fiscal year end
- September
- CIK
- 907471
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns PATHWARD FINANCIAL, INC. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · PATHWARD FINANCIAL, INC.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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