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Companies / Financials / Pinnacle Financial Partners, Inc.
PNFP

Pinnacle Financial Partners, Inc.

FinancialsCommercial Banks
Ticker PNFPATLANTA, GAFiscal year ends DecemberBook value per share $90.67Diluted shares 77.7M

Pinnacle Financial Partners, Inc. (NASDAQ: PNFP, now trading on NYSE following its January 2026 merger with Synovus) operates as a financial holding company headquartered in Nashville, Tennessee, with approximately $57.7 billion in total assets as of December 31, 2025. The company's website is www.pnfp.com. From the company’s description.

Fiscal year 2025 · ends 12-31
Sales & profitability
$2.05BFY2025
37.95%FY2025
$641.87MFY2025
9.11%FY2025
Cash & financing
$759.01MFY2025
$679.08MFY2025
4.54FY2025
77.7MFY2025

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure.

What Pinnacle Financial Partners, Inc. does

In the company’s own words

Pinnacle Financial Partners, Inc. (NASDAQ: PNFP, now trading on NYSE following its January 2026 merger with Synovus) operates as a financial holding company headquartered in Nashville, Tennessee, with approximately $57.7 billion in total assets as of December 31, 2025. The company's website is www.pnfp.com.

The firm provides a comprehensive range of banking, investment, trust, mortgage, and insurance products and services designed for businesses, their owners, and individuals seeking sophisticated financial solutions. Pinnacle Bank, the company's wholly-owned subsidiary, operates 141 branch offices across the Southeast, including locations in Tennessee, North Carolina, South Carolina, Virginia, Georgia, Alabama, Kentucky, Maryland, and Florida. The bank holds the number one deposit market position in the Nashville-Murfreesboro-Franklin Metropolitan Statistical Area.

Pinnacle's core business encompasses commercial and consumer lending, deposit services, treasury management, investment advisory services, and insurance products. The company offers equipment financing through its JB&B Capital subsidiary, case expense financing for law firms through Advocate Capital, and merger and acquisition advisory services through PNFP Capital Markets. Pinnacle Bank also maintains a 49 percent ownership interest in Bankers Healthcare Group, which provides financial solutions to healthcare practitioners and other professionals.

The company distinguishes itself through a community banking model that combines personalized service with sophisticated products typically found at larger institutions. Pinnacle operates across primarily urban markets throughout the Southeast, competing with national, regional, and internet banks while emphasizing local decision-making and relationship banking.

As of December 31, 2025, Pinnacle employed 3,709 full-time equivalent team members. The company has received numerous workplace recognition awards, including ranking as the number nine employer on FORTUNE magazine's 2025 list of 100 Best Companies to Work For, marking its ninth consecutive appearance on that list. The company was founded in October 2000 and has grown through a combination of strategic acquisitions and organic expansion. On January 1, 2026, Pinnacle completed its merger with Synovus Financial Corp., creating a combined entity that began trading on the New York Stock Exchange.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
ATLANTA, GA
Fiscal year end
December
CIK
2082866
SIC
6021

Financial performance, year by year

Fiscal 2025–2025 · USD
$-205.49M$410.97M$1.03B$1.64B$2.26B2025

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Pinnacle Financial Partners, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

440
funds hold it
0 of 35
superinvestors hold it
$5.92B
held by funds, at market
39.2%
of shares held by funds
2
bond issues held by funds

Largest fund holders · Pinnacle Financial Partners, Inc.’s weight in each

iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.42%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.02%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.18%of fund net assets
T. Rowe Price Small-Cap Value Fund, Inc.
PRSVX · T. ROWE PRICE SMALL-CAP VALUE FUND, INC.
2.18%of fund net assets
Strategic Advisers Fidelity U.S. Total Stock Fund
FCTDX · Fidelity Rutland Square Trust II
0.07%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Pinnacle Financial Partners, Inc.’s bonds, as funds hold them

Funds report holding 2 issues of Pinnacle Financial Partners, Inc.’s debt, $278.90M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.79%, maturing 2028 to 2036.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Pinnacle Financial Partners, Inc. and its peers compare on margins and cash generation over ten years?”
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