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Companies / Financials / PNC Financial Services
PNC

PNC Financial Services

FinancialsCommercial BanksS&P 500
Ticker PNCPITTSBURGH, PAFiscal year ends DecemberBook value per share $158.44Diluted shares 404.0M

The PNC Financial Services Group, Inc. (NYSE: PNC) is a financial services holding company that provides banking, lending, wealth management and asset management services to consumers, businesses, corporations and government entities. It offers deposit and credit products, retail and business banking, corporate… From the company’s description.

In fiscal 2025, PNC Financial Services reported revenue of $23.10B, up 7.2% from fiscal 2024, and net income of $7.00B. Its pre-tax margin was 36.7%. Over the twelve months to Jun 30, 2026, revenue was $25.03B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$23.10BFY2025
+7.2% year over year
Last 12 mo $25.03B
36.74%FY2025
+3.1 percentage points
Last 12 mo 37.52%
$7.00BFY2025
+17.5% year over year
Last 12 mo $7.68B
11.45%FY2025
+0.6 percentage points
Last 12 mo 11.92%
Cash & financing
$4.38BFY2025
−44.4% year over year
Last 12 mo $7.49B
$4.38BFY2025
−44.4% year over year
Last 12 mo $7.49B
8.22FY2025
Was 8.97× a year earlier
Last 12 mo 1.34
396.0MFY2025
−1.0% year over year
Last 12 mo 404.0M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What PNC Financial Services does

In the company’s own words

The PNC Financial Services Group, Inc. (NYSE: PNC) is a financial services holding company that provides banking, lending, wealth management and asset management services to consumers, businesses, corporations and government entities. It offers deposit and credit products, retail and business banking, corporate banking, real estate finance, asset-based lending, investment advisory services and other fee-based services. PNC operates through three business segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group. Its primary domestic bank subsidiary is PNC Bank, and non-bank subsidiaries conduct financial activities including securities underwriting, market-making and advisory services. PNC’s retail branch network operates across the United States, alongside strategic offices in four other countries. At December 31, 2025, PNC reported $573.6 billion in consolidated assets. It completed the acquisition of FirstBank Holding Company on January 5, 2026; FirstBank’s operations are included in PNC’s consolidated results from that date.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
PITTSBURGH, PA
Fiscal year end
December
CIK
713676
SIC
6021

Financial performance, year by year

Fiscal 2013–2025 · USD
$-2.50B$5.01B$12.51B$20.02B$27.53B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns PNC Financial Services — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

882
funds hold it
1 of 35
superinvestors hold it
$30.69B
held by funds, at market
32.7%
of shares held by funds
41
bond issues held by funds

Superinvestors in PNC Financial Services · what they did last quarter

Tweedy BrowneINCREASED +40.4%
Tweedy, Browne
0.2%of 13F portfolio

Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.

Largest fund holders · PNC Financial Services’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.14%of fund net assets
VANGUARD 500 INDEX FUND
VOO · VANGUARD INDEX FUNDS
0.15%of fund net assets
iShares Core S&P 500 ETF
IVV · iShares Trust
0.15%of fund net assets
Fidelity 500 Index Fund
FXAIX · Fidelity Concord Street Trust
0.14%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

PNC Financial Services’s bonds, as funds hold them

Funds report holding 41 issues of PNC Financial Services’s debt, $10.36B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 4.96%, maturing 2026 to 2041.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do PNC Financial Services and its peers compare on margins and cash generation over ten years?”
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