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Companies / Information Technology / Porch Group, Inc.
PRCH

Porch Group, Inc.

Information TechnologyAccident & Health Insurance
Ticker PRCHSEATTLE, WAFiscal year ends DecemberBook value per share $-0.10Diluted shares 116.9M

Porch Group, Inc. (NASDAQ: PRCH) operates as a distinctive homeowners insurance company paired with complementary home services, serving approximately 90% of U.S. homes through proprietary property data insights. The company's website is www.porchgroup.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$482.41M
+10.2% year over year
Last 12 mo $520.38M
7.58%
+22.3 percentage points
Last 12 mo 7.78%
$15.32M
+146.7% year over year
Last 12 mo $-8.88M
13.65%
−62.3 percentage points
Last 12 mo 113.51%
Cash & financing
$66.42M
+309.6% year over year
Last 12 mo $96.32M
$52.06M
+217.0% year over year
Last 12 mo $80.12M
-16.47
Was -9.64× a year earlier
Last 12 mo -34.22
103.7M
+4.1% year over year
Last 12 mo 116.9M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Porch Group, Inc. does

In the company’s own words

Porch Group, Inc. (NASDAQ: PRCH) operates as a distinctive homeowners insurance company paired with complementary home services, serving approximately 90% of U.S. homes through proprietary property data insights. The company's website is www.porchgroup.com.

The company operates through four reportable segments. Three segments comprise the Porch Shareholder Interest: Insurance Services, which earns management fees and commissions from operating the Porch Reciprocal Exchange, a member-owned reciprocal insurance exchange; Software & Data, which provides subscription and transactional software solutions to inspection, mortgage, title, and roofing companies, along with property insights through Home Factors; and Consumer Services, which offers home warranty products and moving-related services. The fourth segment, the Reciprocal Segment, represents the insurance exchange that Porch manages but does not own, consolidated for reporting purposes.

The Insurance Services segment manages the Reciprocal, which provides homeowners insurance in 20 states, leveraging Home Factors data to assess risk and price policies competitively. The Software & Data segment includes the Inspection Support Network brands serving approximately half of U.S. home inspections, Rynoh software used in roughly 40% of real estate closings, Floify mortgage software, and iRoofing measurement tools. Consumer Services encompasses warranty offerings across 50 states and Washington, D.C., plus moving services through brands including MovingPlace, HireAHelper, and Moving Staffers.

The company employs 803 full-time employees as of December 31, 2025, and maintains relationships with approximately 24,000 companies supporting the home transaction process. Porch differentiates itself through advantaged underwriting powered by proprietary data covering approximately 90% of U.S. homes, comprehensive services for homebuyers, and integrated protection combining insurance with warranty coverage. The company's strategy emphasizes scaling insurance premiums profitably, innovating SaaS offerings, expanding its data business, and leveraging partnerships to access high-value homebuyers early in their purchasing journey.

Company details
Sector
Information Technology
Industry (SIC)
Accident & Health Insurance
Headquarters
SEATTLE, WA
Fiscal year end
December
CIK
1784535
SIC
6321

Financial performance, year by year

Fiscal 2020–2025 · USD
$-224.25M$-21.17M$181.91M$384.99M$588.07M202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Porch Group, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

180
funds hold it
0 of 35
superinvestors hold it
$364.72M
held by funds, at market
21.5%
of shares held by funds
2
bond issues held by funds

Largest fund holders · Porch Group, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.05%of fund net assets
1.37%of fund net assets
Janus Henderson Venture Fund
JAVTX · Janus Investment Fund
0.49%of fund net assets
Strategic Advisers U.S. Total Stock Fund
FSAKX · Fidelity Rutland Square Trust II
0.02%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Porch Group, Inc.’s bonds, as funds hold them

Funds report holding 2 issues of Porch Group, Inc.’s debt, $12.07M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 7.09%, maturing 2028 to 2030.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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