PRA Group, Inc.
PRA Group, Inc. (Nasdaq: PRAA) is a specialty finance company that purchases, collects and manages nonperforming loan portfolios, primarily acquired from banks, consumer finance companies, auto finance providers and other creditors. Its portfolios include credit card, consumer, auto, overdraft and small-business… From the company’s description.
Over the twelve months to Jun 30, 2026, PRA Group, Inc. reported revenue of $1.33B, up 17.6% from a year earlier, and a net loss of $254.04M. Its operating margin was 5.0%, and operations used $31.39M in cash. In fiscal 2025, it reported revenue of $1.20B, up 7.8% from fiscal 2024, and a net loss of $289.97M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What PRA Group, Inc. does
In the company’s own words
PRA Group, Inc. (Nasdaq: PRAA) is a specialty finance company that purchases, collects and manages nonperforming loan portfolios, primarily acquired from banks, consumer finance companies, auto finance providers and other creditors. Its portfolios include credit card, consumer, auto, overdraft and small-business loans, as well as accounts in bankruptcy or other insolvency proceedings. The company uses call centers, external collection vendors, legal recovery and digital channels to manage accounts, and also purchases and provides fee-based services for U.S. class action claims recoveries. Following a 2025 reorganization, it reports two segments: U.S. and Europe; operations in South America, Canada and Australia are smaller and are not reportable segments. PRA Group operates in 18 countries, including the U.S. and the U.K., and had 2,615 full-time-equivalent employees globally as of December 31, 2025. Its website is www.pragroup.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- NORFOLK, VA
- Fiscal year end
- December
- CIK
- 1185348
- SIC
- 6153
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns PRA Group, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · PRA Group, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
PRA Group, Inc.’s bonds, as funds hold them
Funds report holding 4 issues of PRA Group, Inc.’s debt, $421.73M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 7.66%, maturing 2028 to 2032.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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